3250 ALBA DRIVE, INDIAN LAKE ESTATES, FL, 33855
Active30 days on marketListed Sep 12, 2026MLS #L4965010
About this home
3250 ALBA DRIVE
Virtually Staged. Under Construction. BRAND-NEW CONSTRUCTION in Indian Lake Estates- MOVE IN READY THIS MONTH! (SEPT 2026) This new home features an open floor plan with cathedral ceilings in the main living area, creating a spacious layout connecting the living room, dining area, and kitchen and brand new appliances! The kitchen features stone countertops, shaker-style cabinetry, and new appliances. Both bathrooms include stone countertops and ceramic tile showers. Luxury vinyl plank flooring runs throughout the home for durability and easy maintenance. Indian Lake Estates offers a quiet, rural setting with a wide range of community amenities, including 18-hole and 9-hole golf courses, tennis, pickleball and basketball courts, a playground, and an approximately 23,000-square-foot clubhouse with a restaurant, library, fitness room, ballroom, and pro shop. Deer, wild turkey, eagles, cranes, and other wildlife are commonly seen throughout the community. The community provides a peaceful setting while still offering convenient access to Central Florida destinations. Orlando, Walt Disney World, Tampa, and Gulf Coast beaches are approximately 90 minutes away. Bok Tower Gardens and Westgate River Ranch Resort & Rodeo are also nearby. Driveway and SOD to be completed within next 2 weeks or less. *Some photos have been virtually staged and/or digitally rendered for illustrative purposes. Renderings may depict the anticipated appearance of the completed home, including appliances, landscaping, finishes, furnishings, or other features. Actual completed construction, colors, finishes, landscaping, appliances, and features may vary.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,380
Sqft
0.55 ac
Lot size
2
Garage
2026
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,168 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,168/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.5%
$/sqft vs INDIAN LAKE ESTATES
$225 vs $201
Days on market
30 vs 120 typical
Where $225/sqft sits among the 23 homes for sale in INDIAN LAKE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Lake Estates
Get to know Indian Lake Estates. See the full Indian Lake Estates guide →
INDIAN LAKE ESTATES 33855 — neighborhood snapshot
Population
33
Median age
68.1
Avg household
1.94
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Lake Estates market
$327K → $280K
Indian Lake Estates median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
13 of 23
INDIAN LAKE ESTATES have cut their price
Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1450% above the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →
Paper trail
This home's history
Reality check
What actually sold near 3250 ALBA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$330,000
3850 PARK AVENUE · same community
2 bd · 2 ba · 1,381 sqft · $239/sqft · 16 DOM
Sold · Dec ’25$325,000
7231 LIMONIA DRIVE · same community
3 bd · 2 ba · 1,398 sqft · $232/sqft · 67 DOM
Sold · Jul ’26$280,000
6301 RED GRANGE BOULEVARD · same community
3 bd · 2 ba · 1,401 sqft · $200/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3250 ALBA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3250 ALBA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3250 ALBA DRIVE FAQs
What would the monthly payment be for 3250 ALBA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,168/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3250 ALBA DRIVE?+
The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3250 ALBA DRIVE?+
The most recent tax bill on record (2025) was $162. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3250 ALBA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Lake Estates?+
At $310,000, this home is listed about 15% below the Indian Lake Estates median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3250 ALBA DRIVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TRIBUTE REALTY LLC · Aldon Martinez. MLS #L4965010.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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