CENTURY 21 Edge
$539,5004 bd3 ba2,803 sqft$192 /sqft≈$4,125 /mo all-in ↓

1146 ENCLAVE COURT, AUBURNDALE, FL, 33823

Active24 days on marketListed Sep 24, 2026MLS #L4965013

Single Family ResidenceENCLAVE/LK ARIETTA

About this home

1146 ENCLAVE COURT

Virtually Staged. Welcome to this beautifully maintained 3-year-old, 2,803-square-foot home offering an exceptional combination of space, privacy, and thoughtful design. Situated on an almost half-acre lot, this property provides plenty of room to enjoy Florida living with a 700-square-foot screened-in back patio overlooking the expansive, vinyl-fenced backyard. Inside, high ceilings and an open great room create an inviting sense of space, while the thoughtfully designed triple-split floor plan provides privacy and flexibility. The home features a formal dining room plus an office/formal living room, making it easy to work from home, entertain, or accommodate a variety of lifestyles. The beautiful kitchen is the heart of the home, featuring quartz countertops, stainless-steel appliances, a large pantry, and a dedicated eating area. The spacious primary suite offers a luxurious retreat with an extra-large shower featuring dual shower heads. A private guest suite adds exceptional versatility, complete with its own private bath and separate entrance—ideal for guests or extended family. Step outside to enjoy the expansive screened patio and beautifully fenced backyard. A dedicated fire pit area creates the perfect setting for relaxing evenings and entertaining under the Florida sky. The property also features an extra-long garage, a cobblestone driveway, and a charming cobblestone walkway leading to the front entry. Residents also have access to a private boat ramp and dock on Lake Arietta, providing an opportunity to enjoy boating, fishing, and relaxing by the water. Located in fast-growing, desirable Auburndale, Florida, this home offers convenient access to the Polk Parkway and I-4, making trips to both Orlando and Tampa easily accessible. Space, privacy, modern finishes, outdoor living, and lake access—this home offers a wonderful opportunity to enjoy the best of Central Florida living.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,803

Sqft

0.47 ac

Lot size

2

Garage

2023

Year built

One

Levels

$192

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · High Ceilings · Split Bedroom
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesEast
ExteriorFire Pit · Irrigation System

Community & fees

HOA fee$135/mo
Taxes (2025)$4,989/yr
PetsYes
CommunityDock · Lake · Private Boat Ramp

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Available · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,125 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,176
FHA mortgage insurance (est.)$239
Property tax — 2025 actual bill$416
HOA fee — from the listing$135
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,883Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,883
Interest rate6.00%
Loan term

Estimated payment

$4,125/mo

Principal & interest$3,176
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$416
HOA / condo fee$135
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $540K
$364KedgeAI estimate $421,272 · range $379K–$448K$561K

vs edgeAI estimate

+28.1%

$/sqft vs Auburndale actives

$192 vs $188

Days on market

24 vs 64 typical

Where $192/sqft sits among the 244 Auburndale actives

54
66
66 · this home
25
12
21
$131–159$159–187$187–215$215–243$243–271$271+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Auburndale

Drive times from this address

Walt Disney World≈ 40 min
Universal Orlando≈ 50 min
Downtown Tampa≈ 54 min
Downtown Orlando≈ 56 min
Orlando Int’l Airport (MCO)≈ 61 min
Tampa Int’l Airport (TPA)≈ 66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Auburndale. See the full Auburndale guide →

AUBURNDALE 33823 — neighborhood snapshot

Population

39,146

Median age

40.8

Median income

$64,248

Median home value

$234,300

Avg household

2.89

Households w/ children

4,326

For the school run

Polk County School District

HighAuburndale Senior High School★★★★★
MiddleJere L. Stambaugh Middle★★★★★
ElementaryLena Vista Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Auburndale market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$316K → $342K

Auburndale median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

137 of 244

Auburndale actives have cut their price

Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the AUBURNDALE 33823 median. See the full Auburndale market guide →

Paper trail

This home's history

Sep 24, 2026Listed at $539,500 · 24 days on market since
2023Built · ENCLAVE/LK ARIETTA

Reality check

What actually sold near 1146 ENCLAVE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

904 HARDY WAYSold · Sep ’26

$410,000

904 HARDY WAY

3 bd · 2 ba · 2,804 sqft · $146/sqft · 6 DOM

2134 KIRKLAND LAKE DRIVESold · Oct ’26

$450,768

2134 KIRKLAND LAKE DRIVE

3 bd · 2.5 ba · 2,755 sqft · $164/sqft · 100 DOM

1641 SEMINOLE AVENUESold · Nov ’25

$420,000

1641 SEMINOLE AVENUE

5 bd · 3 ba · 2,730 sqft · $154/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1146 ENCLAVE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1146 ENCLAVE COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1146 ENCLAVE COURT FAQs

What would the monthly payment be for 1146 ENCLAVE COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,125/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1146 ENCLAVE COURT?+

The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1146 ENCLAVE COURT?+

The most recent tax bill on record (2025) was $4,989. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1146 ENCLAVE COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Auburndale?+

At $539,500, this home is listed about 57% above the Auburndale median of $342,990. The market section on this page shows how the area is trending.

Which schools are assigned to 1146 ENCLAVE COURT?+

Auburndale Senior High School (high), Jere L. Stambaugh Middle (middle), Lena Vista Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of S & D REAL ESTATE SERVICE LLC · Kim Koreiba. MLS #L4965013.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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