1326 W. PATTERSON ST., LAKELAND, FL, 33815
Active22 days on marketListed Sep 18, 2026MLS #L4965033
About this home
1326 W. PATTERSON ST.
Virtually Staged. Under Construction. Welcome home to a fresh, modern living experience in a convenient central Lakeland location. This new construction offers a thoughtfully designed layout with clean lines and functional spaces ideal for today's lifestyle. The modern kitchen features granite countertops, stainless steel appliances, and contemporary finishes that create a bright and welcoming place to cook and gather. This home also offers three spacious bedrooms, two beautifully designed bathrooms with matching granite countertops, and an open layout that makes everyday living feel effortless. Luxury vinyl plank flooring runs throughout the entire house, providing durability and a cohesive, low maintenance finish, while an interior laundry room with additional storage/flex space adds an everyday convenience. Best of all, NO HOA, NO CDD!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,239
Sqft
0.16 ac
Lot size
1
Garage
2026
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,202 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,202/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.4%
$/sqft vs Lakeland actives
$249 vs $196
Days on market
22 vs 67 typical
Where $249/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Westgate Central Avenue
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Westgate Central Avenue — neighborhood snapshot
Population
2,198
Median age
43
Median income
$36,601
Median home value
$5,622
Avg household
2
Households w/ children
258
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
240 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the LAKELAND 33815 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1326 W. PATTERSON ST.
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$290,000
1230 KEW CIRCLE · same community
3 bd · 2 ba · 1,102 sqft · $263/sqft · 44 DOM
Sold · Oct ’25$370,000
5907 60TH PLACE E · same community
3 bd · 2 ba · 1,831 sqft · $202/sqft · 16 DOM
Sold · Jul ’26$227,900
211 PRADO PLACE
2 bd · 1 ba · 1,284 sqft · $177/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1326 W. PATTERSON ST. — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1326 W. PATTERSON ST. — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1326 W. PATTERSON ST. FAQs
What would the monthly payment be for 1326 W. PATTERSON ST.?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,202/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1326 W. PATTERSON ST.?+
The most recent tax bill on record (2026) was $1,041. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $309,000, this home is listed about 8% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1326 W. PATTERSON ST.?+
Southwest Middle School (middle), Kathleen Senior High School (high), Scott Lake Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of S & D REAL ESTATE SERVICE LLC · Caren Bodine. MLS #L4965033.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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