325 W PALM DRIVE, LAKELAND, FL, 33803
Active34 days on marketListed Sep 14, 2026MLS #L4965047
About this home
325 W PALM DRIVE
Location, Location, Location! Central Lakeland, Beautifully Updated with lots of Character 2 Bedroom 1 Bath Home built in 1925. Enclosed Front Porch with Sliding windows to open on those beautiful days. Large Family Room with Fireplace and original bookcases. Spacious Dining Room with lots of natural light. Beautiful Wood Flooring! Check out the updated modern kitchen along with a dining space! Both bedrooms are ample size and such a beautifully updated bathroom. Fully fenced-in backyard and large private storage building. Convenient to Downtown Lakeland, Restaurants, Shopping, Medical and the Polk Parkway.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,160
Sqft
0.16 ac
Lot size
1925
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$2 vs $193
Days on market
34 vs 61 typical
Where $2/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southwest Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Southwest Lakeland — neighborhood snapshot
Population
2,199
Median age
53
Median income
$61,133
Median home value
$198,536
Avg household
2
Households w/ children
108
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
220 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 325 W PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$330,000
309 W PALM DRIVE · same community
3 bd · 1 ba · 1,258 sqft · $262/sqft · 10 DOM
Sold · May ’26$450,000
210 W PALM DRIVE · same community
4 bd · 2 ba · 2,696 sqft · $167/sqft · 16 DOM
Sold · Jul ’26$128,000
512 CAMEO DRIVE
2 bd · 2 ba · 1,176 sqft · $109/sqft · 134 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 325 W PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 325 W PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
325 W PALM DRIVE FAQs
What would the monthly payment be for 325 W PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 325 W PALM DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $2,295, this home is listed about 99% below the Lakeland median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 325 W PALM DRIVE?+
Southwest Elementary School (elementary), Southwest Middle School (middle), Lakeland Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HANOVER REAL ESTATE AGENCY · Darrin Brown. MLS #L4965047.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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