3415 STONEWAY DRIVE, LAKELAND, FL, 33812
Active30 days on marketListed Sep 18, 2026MLS #L4965174
Come see it
Upcoming open house
Sun, Oct 18
12:00 PM – 3:30 PM
About this home
3415 STONEWAY DRIVE
Welcome to 3415 Stoneway Dr in Lakeland, Florida! This spacious 4 bedroom, 3 bathroom home sits on an oversized corner lot and offers the space, layout, and updates today’s buyers are looking for. The triple split floor plan provides flexibility and privacy, with multiple living areas including an additional office and formal dining room. One of the standout features is the large backyard with double gate access, providing plenty of room to park a boat, camper, trailer, or other recreational vehicles. There is also ample space to create your own backyard oasis with room for a pool. Enjoy Florida outdoor living under the covered patio while taking advantage of the generous yard space. Inside, LVP flooring runs throughout the main living areas and bedrooms for a clean, cohesive look and easy maintenance. Major updates include a new roof completed in September 2026, HVAC replaced in 2021, and water heater replaced in 2025, offering valuable peace of mind for the next homeowner. Located in Lakeland, this home combines a functional layout with a hard to find oversized lot, corner location, recreational vehicle access, and plenty of outdoor potential. If you have been searching for a Lakeland home with a large lot, 4 bedrooms, 3 bathrooms, a triple split floor plan, pool potential, and room for your boat or camper, this one deserves a closer look! Schedule your private showing today to see everything this home has to offer. **Click on the virtual tour button for a Matterport 360 degree immersive walkthrough tour of the home. Just like a 24/7 open house!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,326
Sqft
0.28 ac
Lot size
2
Garage
2005
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,230 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,230/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.6%
$/sqft vs Lakeland actives
$188 vs $194
Days on market
30 vs 60 typical
Where $188/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
222 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3415 STONEWAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$450,000
3442 STONEWAY DRIVE · same community
4 bd · 2 ba · 2,082 sqft · $216/sqft · 23 DOM
Sold · Apr ’26$500,000
3218 PEARLY DRIVE
4 bd · 3 ba · 2,365 sqft · $211/sqft · 40 DOM
Sold · Mar ’26$620,000
3170 PEARLY DRIVE
4 bd · 3 ba · 2,245 sqft · $276/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3415 STONEWAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3415 STONEWAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3415 STONEWAY DRIVE FAQs
What would the monthly payment be for 3415 STONEWAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,230/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3415 STONEWAY DRIVE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3415 STONEWAY DRIVE?+
The most recent tax bill on record (2026) was $3,481. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3415 STONEWAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $438,000, this home is listed about 32% above the Lakeland median of $331,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3415 STONEWAY DRIVE?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LAKELAND HOMETOWN PROPERTIES · Glenn Offutt. MLS #L4965174.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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