2385 4TH STREET, MULBERRY, FL, 33860
Active30 days on marketListed Sep 18, 2026MLS #L4965179
Come see it
Upcoming open house
Sun, Oct 18
3:00 PM – 5:00 PM
About this home
2385 4TH STREET
Future owner have peace of mind knowing the roof was replaced in 2020 and HVAC 2024 and a fresh exterior paint job in August 2026, it is truly ready for you to moce in and make it home. Picture dinner around the table, a movie on in the family room, and someone finishing the workday behind the office door. At 2385 4th Street, there’s a place for all of it. Set on a spacious corner lot, this four-bedroom, three-bathroom home pairs generous gathering spaces with a layout that works for everyday life. A bright front living room welcomes you in, while the separate family room opens to the breakfast nook and kitchen. White cabinetry, dark countertops, stainless steel appliances, a center island, and plenty of room to cook make the kitchen the heart of the home. There’s also a formal dining room for the meals you want to linger over and a dedicated office when you need a quiet place to focus. The primary suite offers two closets, dual sinks, a soaking tub, and a separate shower. Out back, the screened patio invites you to slow down with your morning coffee or host friends in the evening. Beyond it, the open yard gives you room to enjoy the outdoors. An indoor laundry room and two-car garage add the practical space you’ll appreciate every day. And when you’re ready to get out, Mulberry has more to offer than you might expect: trails at Se7en Wetlands, biking and disc golf at Loyce E. Harpe Park, and a piece of local history at the Mulberry Phosphate Museum. Come walk through 2385 4th Street and see how naturally it all fits together.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,719
Sqft
0.41 ac
Lot size
2
Garage
2003
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,820 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,820/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.8%
$/sqft vs ACREAGE
$189 vs $291
Days on market
30 vs 58 typical
Where $189/sqft sits among the 117 homes for sale in ACREAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mulberry
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
MULBERRY 33860 — neighborhood snapshot
Population
25,617
Median age
34.3
Median income
$62,779
Median home value
$221,400
Avg household
2.93
Households w/ children
3,311
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $307K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
58 of 117
ACREAGE have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 2385 4TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$545,000
14835 RAMSEY ROAD · same community
3 bd · 2.5 ba · 2,729 sqft · $200/sqft · 38 DOM
Sold · Jun ’26$725,000
765 SLOANS RIDGE ROAD · same community
4 bd · 2 ba · 2,735 sqft · $265/sqft · 131 DOM
Sold · May ’26$699,500
36805 WATERFALL DRIVE · same community
3 bd · 2.5 ba · 2,670 sqft · $262/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2385 4TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2385 4TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2385 4TH STREET FAQs
What would the monthly payment be for 2385 4TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,820/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2385 4TH STREET?+
The most recent tax bill on record (2025) was $4,811. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2385 4TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $515,000, this home is listed about 66% above the Mulberry median of $310,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2385 4TH STREET?+
Mulberry Middle School (middle), Purcell Elementary School (elementary), Mulberry Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Destiny Pacanins. MLS #L4965179.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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