
1610 REYNOLDS ROAD UNIT 128, LAKELAND, FL, 33801
Active27 days on marketListed Sep 21, 2026MLS #L4965208
About this home
1610 REYNOLDS ROAD UNIT 128
Virtually Staged. Welcome to Citrus Wood Estates, a desirable 55+ community in Lakeland offering comfortable Florida living without breaking the bank! With an HOA of only $710 per year, you can enjoy community amenities including a clubhouse, swimming pool, and shuffleboard while keeping your annual expenses affordable. This spacious 3-bedroom, 2-bath manufactured home located on a CORNER LOT offers a practical and flexible layout with plenty of room to make it your own. The generous primary suite includes an additional flex room that could be transformed into a sewing or craft room, home gym, reading nook, office, or even an oversized walk-in closet. One of the highlights of the home is the huge sunroom, providing additional space to relax, entertain, or enjoy your morning coffee. Outside, you'll appreciate the oversized covered carport along with a convenient storage shed—perfect for tools, seasonal décor, hobbies, and extra storage. While the home has some age, its spacious floor plan and functional design provide a great opportunity to update and personalize over time. Even better, the roof is only approximately 3 years old, taking care of one of the home's major components. If you're looking for an affordable, spacious home in an established 55+ Lakeland community with low annual HOA fees and great amenities, this one is worth a look!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,440
Sqft
0.14 ac
Lot size
1979
Year built
One
Levels
$104
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,255 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,255/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs Lakeland actives
$104 vs $194
Days on market
27 vs 60 typical
Where $104/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33801 — neighborhood snapshot
Population
33,460
Median age
33.4
Median income
$49,210
Median home value
$138,700
Avg household
2.43
Households w/ children
3,160
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
222 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1610 REYNOLDS ROAD UNIT 128
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$127,000
1610 REYNOLDS ROAD UNIT 236 · same community
2 bd · 2 ba · 1,459 sqft · $87/sqft · 100 DOM
Sold · Jun ’26$165,000
1610 REYNOLDS ROAD UNIT 72 · same community
3 bd · 2 ba · 1,464 sqft · $113/sqft · 154 DOM
Sold · Mar ’26$147,222
1610 REYNOLDS ROAD UNIT 35 · same community
2 bd · 2 ba · 1,503 sqft · $98/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1610 REYNOLDS ROAD UNIT 128 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1610 REYNOLDS ROAD UNIT 128 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1610 REYNOLDS ROAD UNIT 128 FAQs
What would the monthly payment be for 1610 REYNOLDS ROAD UNIT 128?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,255/mo — principal and interest, the actual property-tax bill, the $59/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1610 REYNOLDS ROAD UNIT 128?+
The association fee works out to $59 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1610 REYNOLDS ROAD UNIT 128?+
The most recent tax bill on record (2025) was $1,037. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1610 REYNOLDS ROAD UNIT 128?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $149,999, this home is listed about 55% below the Lakeland median of $331,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1610 REYNOLDS ROAD UNIT 128?+
Crystal Lake Elementary School (elementary), Crystal Lake Middle School (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Daniel Cook. MLS #L4965208.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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