912 LOCHLAND LOOP, BARTOW, FL, 33830
Active19 days on marketListed Sep 23, 2026MLS #L4965224
About this home
912 LOCHLAND LOOP
Welcome to 912 Lochland Loop, a beautifully maintained 2023 built home offering modern comfort, thoughtful design, and an oversized lot in Bartow’s desirable Estates at Sixty. This spacious 3-bedroom, 2-bath home features an open-concept layout with a bright and inviting living area, a well-appointed kitchen, and a versatile den that can be used as a home office, playroom, or additional living space. Situated on approximately .43 acres, this property offers an exceptional amount of outdoor space and privacy compared to many newer homes. The fenced backyard provides plenty of room for entertaining, pets, gardening, or creating your own private outdoor retreat. Additional features include a 2-car garage, indoor laundry, modern finishes, and the peace of mind that comes with newer construction. Conveniently located with easy access to State Road 60, Lakeland, Bartow, shopping, dining, schools, and everyday amenities, this home combines the benefits of a newer community with the space and privacy of a larger homesite. If you’re looking for a newer Florida home with room to spread out, 912 Lochland Loop is one you won’t want to miss.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,786
Sqft
0.43 ac
Lot size
2
Garage
2023
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,270 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,270/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.4%
$/sqft vs Bartow actives
$223 vs $176
Days on market
19 vs 57 typical
Where $223/sqft sits among the 141 Bartow actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bartow
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bartow. See the full Bartow guide →
BARTOW 33830 — neighborhood snapshot
Population
32,738
Median age
36.2
Median income
$62,636
Median home value
$207,900
Avg household
2.91
Households w/ children
3,768
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bartow market
$303K → $312K
Bartow median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
70 of 141
Bartow actives have cut their price
Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the BARTOW 33830 median. See the full Bartow market guide →
Paper trail
This home's history
Reality check
What actually sold near 912 LOCHLAND LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$527,000
940 LOCHLAND LOOP · same community
4 bd · 3 ba · 2,941 sqft · $179/sqft · 31 DOM
Sold · Jul ’26$346,356
1163 CITRUS GROVE DRIVE
4 bd · 2 ba · 1,816 sqft · $191/sqft · 87 DOM
Sold · Nov ’25$225,000
105 OLD CONNERSVILLE ROAD
3 bd · 2 ba · 1,755 sqft · $128/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 912 LOCHLAND LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 912 LOCHLAND LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
912 LOCHLAND LOOP FAQs
What would the monthly payment be for 912 LOCHLAND LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,270/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 912 LOCHLAND LOOP?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 912 LOCHLAND LOOP?+
The most recent tax bill on record (2025) was $6,167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 912 LOCHLAND LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bartow?+
At $399,000, this home is listed about 24% above the Bartow median of $322,350. The market section on this page shows how the area is trending.
Which schools are assigned to 912 LOCHLAND LOOP?+
Spessard L Holland Elementary (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REMAX EXPERTS · Larry Hilton, Jr. MLS #L4965224.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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