2621 ISLAND OAKS W, LAKELAND, FL, 33805
Active20 days on marketListed Sep 21, 2026MLS #L4965240
About this home
2621 ISLAND OAKS W
Cozy 1 bedroom, 1 bath unit (Unit 1) property offering privacy and low-maintenance living. WiFi, electric, and water included in rent for predictable monthly costs. Minutes from grocery and everyday shopping (Broadway Supermarket, DG Market, Winn-Dixie) along N Combee Rd/US-92, with quick access to US-92 and the Polk Parkway (SR 570) for an easy commute to I-4 and greater Lakeland/Tampa-Orlando corridor. Ideal for a commuter tenant who wants convenience without sacrificing a quiet residential setting. Schedule your showing today.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
1,680
Sqft
0.26 ac
Lot size
1984
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$1 vs $196
Days on market
20 vs 67 typical
Where $1/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33805 — neighborhood snapshot
Population
27,391
Median age
36.9
Median income
$55,565
Median home value
$173,800
Avg household
2.58
Households w/ children
2,852
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
240 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKELAND 33805 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2621 ISLAND OAKS W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$309,900
2405 TIMBERCREEK LOOP E · same community
4 bd · 2 ba · 1,351 sqft · $229/sqft · 64 DOM
Sold · Aug ’26$290,000
2609 TIMBERCREEK LOOP W · same community
3 bd · 2 ba · 1,222 sqft · $237/sqft · 64 DOM
Sold · Aug ’26$105,000
2412 ISLAND OAKS W · same community
2 bd · 2 ba · 1,056 sqft · $99/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2621 ISLAND OAKS W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2621 ISLAND OAKS W — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2621 ISLAND OAKS W FAQs
What would the monthly payment be for 2621 ISLAND OAKS W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2621 ISLAND OAKS W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $1,350, this home is listed about 100% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2621 ISLAND OAKS W?+
Kathleen Senior High School (high), Griffin Elementary School (elementary), Kathleen Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TFP FLORIDA REALTY LLC · Anais Rodriguez. MLS #L4965240.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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