368 LAKE HARRIS DRIVE, LAKELAND, FL, 33813
Active2 days on marketListed Oct 8, 2026MLS #L4965287
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Upcoming open houses
Wed, Oct 14
11:00 AM – 2:00 PM
Your opportunity to check out this affordably priced, WATERFRONT villa!
Wed, Oct 14
11:00 AM – 2:00 PM
Broker
Waterfront villa with an incredible upside. Priced with the updates needed in mind.
About this home
368 LAKE HARRIS DRIVE
Waterfront on Lake Harris, plus a South Lakeland location with no age restrictions! As you enter, you’ll notice you get lake views from every living space in this villa. Most villas you’ve seen don’t have a yard, but this one does! Offering fresh paint, freshly cleaned carpets, and natural light all the way through. There's plenty of storage here, plus an inside laundry room and even more storage off the carport. Speaking of that, you have an oversized driveway with a 1-carport. The location off South Florida Avenue puts Publix, Orlando Health/Watson Clinic, the Polk Parkway, shopping, and dining minutes away. Priced with the updates in mind so schedule your private showing and come make it yours! Roof- 2015; HVAC_ 2015
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,104
Sqft
0.31 ac
Lot size
1987
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,595 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,595/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.8%
$/sqft vs Lakeland actives
$181 vs $196
Days on market
2 vs 67 typical
Where $181/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
241 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 368 LAKE HARRIS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$255,500
341 LAKE HARRIS DRIVE · same community
2 bd · 2 ba · 1,380 sqft · $185/sqft · 92 DOM
Sold · Jul ’26$268,000
5526 KARAN COURT
3 bd · 2 ba · 1,110 sqft · $241/sqft · 94 DOM
Sold · Jun ’26$220,000
5676 CHERRY TREE DRIVE
3 bd · 2 ba · 1,144 sqft · $192/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 368 LAKE HARRIS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 368 LAKE HARRIS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
368 LAKE HARRIS DRIVE FAQs
What would the monthly payment be for 368 LAKE HARRIS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,595/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 368 LAKE HARRIS DRIVE?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 368 LAKE HARRIS DRIVE?+
The most recent tax bill on record (2025) was $1,224. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 368 LAKE HARRIS DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $200,000, this home is listed about 40% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 368 LAKE HARRIS DRIVE?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33813 market on paper
$200,000 is 50% below the LAKELAND 33813 median of $399,000, and at $181/sqft it sits under the Lakeland average of $202.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Lakeland market that averages 67 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Ashley Bearden. MLS #L4965287.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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