532 WATERFERN TRAIL DRIVE, AUBURNDALE, FL, 33823
Active25 days on marketListed Sep 23, 2026MLS #L4965308
About this home
532 WATERFERN TRAIL DRIVE
Build your dream home in the beautiful gated community of Water Ridge! This approximately 0.22-acre residential lakefront lot offers approximately 9,400 sq. ft. of land with public water and public sewer available. Enjoy lake views and access to community amenities including a pool, clubhouse, fitness center, tennis courts, sauna, sidewalks and more. The community also offers a private boat ramp for residents. Conveniently located in Auburndale with easy access to major roads, shopping, dining and Central Florida attractions. Buyer and buyer’s agent to independently verify all measurements, zoning, HOA information, utilities, restrictions and community amenities.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$959 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$959/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Water Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Water Ridge — neighborhood snapshot
Population
256
Median age
46
Median income
$66,839
Median home value
$255,481
Avg household
3
Households w/ children
24%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $342K
Auburndale median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% below the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 532 WATERFERN TRAIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$75,000
2059 THELMA DRIVE
2 bd · 2 ba · 798 sqft · $94/sqft · 37 DOM
Sold · Feb ’26$125,000
2020 THELMA DRIVE
2 bd · 2 ba · 840 sqft · $149/sqft · 37 DOM
Sold · Nov ’25$76,900
1957 REGINA DRIVE
2 bd · 1 ba · 840 sqft · $92/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 532 WATERFERN TRAIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 532 WATERFERN TRAIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
532 WATERFERN TRAIL DRIVE FAQs
What would the monthly payment be for 532 WATERFERN TRAIL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $959/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 532 WATERFERN TRAIL DRIVE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 532 WATERFERN TRAIL DRIVE?+
The most recent tax bill on record (2025) was $1,033. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 532 WATERFERN TRAIL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $85,000, this home is listed about 75% below the Auburndale median of $342,990. The market section on this page shows how the area is trending.
Which schools are assigned to 532 WATERFERN TRAIL DRIVE?+
Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY PRESTIGE · Natividad Ventura Baker. MLS #L4965308.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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