629 SAYGE DRIVE, POLK CITY, FL, 33868
Active22 days on marketListed Sep 26, 2026MLS #L4965375
About this home
629 SAYGE DRIVE
Experience luxury RV living in this premier 55+ gated community, where peace of mind and high-end amenities come standard. This expansive, beautifully maintained lot features a stunning paver RV pad complete with an integrated patio area, offering picturesque, peaceful views of the tranquil community pond—perfect for relaxing or entertaining outdoors. An air-conditioned storage building on-site includes a full washer and dryer setup, offering both climate-controlled storage and everyday convenience. An automatic sprinkler system keeps the lush grounds looking pristine year-round with low effort. Plus, the oversized lot offers the unique potential to build a custom home in the future if desired. Enjoy an active, resort-style lifestyle backed by a 24-hour guarded entrance and comprehensive HOA services, including lawn maintenance.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,804 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,804/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 296% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 629 SAYGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$300,000
751 MEANDERING WAY · same community
1 bd · 1 ba · 864 sqft · $347/sqft · 29 DOM
Sold · Feb ’26$450,000
648 MEANDERING WAY · same community
1 bd · 1 ba · 1,172 sqft · $384/sqft · 149 DOM
Sold · Sep ’26$580,000
469 NOLANE LANE · same community
2 bd · 2 ba · 1,255 sqft · $462/sqft · 165 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 629 SAYGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 629 SAYGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
629 SAYGE DRIVE FAQs
What would the monthly payment be for 629 SAYGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,804/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 629 SAYGE DRIVE?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 629 SAYGE DRIVE?+
The most recent tax bill on record (2025) was $2,989. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 629 SAYGE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $194,000, this home is listed about 51% below the Polk City median of $399,999. The market section on this page shows how the area is trending.
Which schools are assigned to 629 SAYGE DRIVE?+
Lake Alfred Polytech Academy (middle), Auburndale Senior High School (high), Lena Vista Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MOSN REALTY · Christine Stull. MLS #L4965375.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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