2082 THELMA DRIVE, LAKE ALFRED, FL, 33850
Active13 days on marketListed Sep 29, 2026MLS #L4965425
About this home
2082 THELMA DRIVE
This 3-bedroom, 2-bath home offers 1,440 square feet of living space and an opportunity for a buyer looking for an affordable property with plenty of potential. The home features a functional layout with three bedrooms and two full bathrooms, along with access to Lake Mariana. Outside, you'll find a carport, a spacious covered and enclosed porch area along the side of the home, and a detached storage shed in the backyard, providing plenty of additional space for parking, storage, hobbies, or enjoying the outdoors. The HOA is just $75 per year. Whether you're looking for a primary residence, investment property, or a home you can personalize over time, this property offers plenty of opportunity to make it your own. For added peace of mind, the A/C was replaced in 2022 and the vapor barrier was replaced in 2022. Come take a look and see the potential this Lake Alfred property has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,440
Sqft
0.14 ac
Lot size
1987
Year built
One
Levels
$122
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,438 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,438/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.2%
$/sqft vs Lake Alfred actives
$122 vs $187
Days on market
13 vs 96 typical
Where $122/sqft sits among the 138 Lake Alfred actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Alfred
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Alfred. See the full Lake Alfred guide →
LAKE ALFRED 33850 — neighborhood snapshot
Population
9,825
Median age
43.5
Median income
$53,877
Median home value
$215,700
Avg household
2.49
Households w/ children
1,055
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Alfred market
$311K → $337K
Lake Alfred median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
77 of 138
Lake Alfred actives have cut their price
Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →
Paper trail
This home's history
Reality check
What actually sold near 2082 THELMA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$182,900
2153 LOIS BOULEVARD · same community
2 bd · 2 ba · 1,296 sqft · $141/sqft · 39 DOM
Sold · Mar ’26$185,000
1813 PAULINE DRIVE · same community
3 bd · 2 ba · 1,248 sqft · $148/sqft · 46 DOM
Sold · Apr ’26$180,000
2160 LOIS BOULEVARD · same community
3 bd · 2 ba · 1,248 sqft · $144/sqft · 124 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2082 THELMA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2082 THELMA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2082 THELMA DRIVE FAQs
What would the monthly payment be for 2082 THELMA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,438/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2082 THELMA DRIVE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2082 THELMA DRIVE?+
The most recent tax bill on record (2025) was $1,969. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2082 THELMA DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Alfred?+
At $175,000, this home is listed about 51% below the Lake Alfred median of $359,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2082 THELMA DRIVE?+
Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Camille Micale. MLS #L4965425.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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