CENTURY 21 Edge
$295,0003 bd2 ba1,537 sqft$192 /sqft≈$2,321 /mo all-in ↓

1444 MATTIE POINTE LANE, AUBURNDALE, FL, 33823

Active14 days on marketListed Oct 4, 2026MLS #L4965478

✦ Priced 6% below the AUBURNDALE 33823 medianWaterfrontSingle Family ResidenceMATTIE POINTE

About this home

1444 MATTIE POINTE LANE

Virtually Staged. Short Sale. Short sale is not approved. This 3-bedroom, 2-bath single-family home in Mattie Pointe in Auburndale offers 1,537 square feet of heated living space on a 10,907-square-foot corner lot with pond frontage. Built in 2023, the home includes an attached 2-car garage, expansive driveway, vinyl-fenced yard, and 173 feet of pond frontage. The property is located in Flood Zone X. Inside, the split-bedroom layout places two secondary bedrooms, a full bath, and a dedicated laundry room near the front of the home. The open kitchen overlooks the living and dining area and features a large island with a breakfast bar, pantry, and upgraded KitchenAid appliances, including a microwave, a multi-door refrigerator with a separate lower drawer, and an induction range with a convection oven. The primary suite includes a walk-in closet and an en suite bath with dual sinks, garden tub, and separate shower. Major systems date to 2023, including the central air conditioning system, electric water heater, and shingle roof. Additional features include rain gutters, an irrigation system, ceiling fans, window treatments, underground utilities, public water, and public sewer. Sliding doors connect the living area to the outdoor space and views of the pond. The fenced corner lot provides additional yard space on both sides of the home. Mattie Pointe includes sidewalks and deed restrictions, with a required HOA fee of $130 quarterly (about $43 per month). Conveniently located near I-4 and area recreation, including Lake Myrtle Sports Park, Auburndale Dog Park, and Lake Hartridge Nature Park, with access to the surrounding Central Florida road network. Buyers and buyers' agents should verify all room dimensions, lot size, square footage, HOA information, and other measurements or information deemed important to the purchase.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,537

Sqft

0.25 ac

Lot size

2023

Year built

One

Levels

$192

Per sqft

WaterfrontWater view

Inside

FlooringCarpet · Linoleum
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Window Treatments · Attic Fan · Ceiling Fan(s) · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$43/mo
Taxes (2025)$3,015/yr
PetsNo
CommunityDeed Restrictions · Sidewalks

Utilities & systems

UtilitiesUnderground Utilities · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,321 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property tax — 2025 actual bill$251
HOA fee — from the listing$43
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,325
Interest rate6.00%
Loan term

Estimated payment

$2,321/mo

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$251
HOA / condo fee$43
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $295K
$282KedgeAI estimate $303,440 · range $293K–$328K$341K

vs edgeAI estimate

−2.8%

$/sqft vs Auburndale actives

$192 vs $188

Days on market

14 vs 64 typical

Where $192/sqft sits among the 244 Auburndale actives

52
66
67 · this home
26
12
21
$129–158$158–186$186–214$214–242$242–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Auburndale

Drive times from this address

Walt Disney World≈ 31 min
Universal Orlando≈ 42 min
Downtown Orlando≈ 48 min
Downtown Tampa≈ 51 min
Orlando Int’l Airport (MCO)≈ 52 min
Tampa Int’l Airport (TPA)≈ 62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Auburndale. See the full Auburndale guide →

AUBURNDALE 33823 — neighborhood snapshot

Population

39,146

Median age

40.8

Median income

$64,248

Median home value

$234,300

Avg household

2.89

Households w/ children

4,326

For the school run

Polk County School District

HighAuburndale Senior High School★★★★★
MiddleJere L. Stambaugh Middle★★★★★
ElementaryLena Vista Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Auburndale market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$316K → $342K

Auburndale median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

137 of 244

Auburndale actives have cut their price

Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the AUBURNDALE 33823 median. See the full Auburndale market guide →

Paper trail

This home's history

Oct 4, 2026Listed at $295,000 · 14 days on market since
2023Built · MATTIE POINTE

Reality check

What actually sold near 1444 MATTIE POINTE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1036 MATTIE POINTE WAYSold · Feb ’26

$285,000

1036 MATTIE POINTE WAY · same community

4 bd · 2 ba · 1,696 sqft · $168/sqft · 309 DOM

1292 MATTIE POINTE BOULEVARDSold · Nov ’25

$297,000

1292 MATTIE POINTE BOULEVARD · same community

4 bd · 2 ba · 1,707 sqft · $174/sqft · 18 DOM

1429 MATTIE POINTE LANESold · Sep ’26

$320,000

1429 MATTIE POINTE LANE · same community

4 bd · 2 ba · 1,989 sqft · $161/sqft · 159 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1444 MATTIE POINTE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1444 MATTIE POINTE LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1444 MATTIE POINTE LANE FAQs

What would the monthly payment be for 1444 MATTIE POINTE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,321/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1444 MATTIE POINTE LANE?+

The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1444 MATTIE POINTE LANE?+

The most recent tax bill on record (2025) was $3,015. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1444 MATTIE POINTE LANE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Auburndale?+

At $295,000, this home is listed about 14% below the Auburndale median of $342,990. The market section on this page shows how the area is trending.

Which schools are assigned to 1444 MATTIE POINTE LANE?+

Auburndale Senior High School (high), Jere L. Stambaugh Middle (middle), Lena Vista Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LAKELAND REAL ESTATE GROUP · Petra Norris. MLS #L4965478.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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