4437 FLINTLOCK LOOP, LAKELAND, FL, 33810
Active4 days on marketListed Oct 6, 2026MLS #L4965507
About this home
4437 FLINTLOCK LOOP
An acre to call your own, room for your boat, RV, golf cart, and ATVs with abundant parking and no HOA—there’s a lot to love before you even step inside! Set in an established golf cart friendly Lakeland neighborhood of custom homes on lots of at least one acre, this spacious 4-bedroom, 2-bathroom Ernie White built home offers 2,795 heated square feet and room to enjoy life indoors and out. The split-bedroom layout gives the large primary suite welcome privacy, while formal living and dining areas provide space to host holidays, celebrate milestones, or gather with friends. At the heart of the home, the oversized family room just off of the kitchen and breakfast nook invites you to get comfortable and stay awhile. Two screened porches offer places to enjoy a slow morning with coffee or unwind overlooking your own acre at the end of the day. Outside, there’s room for all your toys and other outdoor equipment, along with an attached, side-loading 2-car garage and a storage shed. The roof was replaced in 2025. With plenty of space and a welcoming layout, you can settle in and add your personal style along the way. Convenient to I-4, shopping, restaurants, and medical facilities, this home offers the breathing room of a large-lot neighborhood with everyday necessities close by. Come explore the home, walk the property, and imagine the life you could enjoy here!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,795
Sqft
1.1 ac
Lot size
2
Garage
1994
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,536 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,536/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.6%
$/sqft vs Lakeland actives
$172 vs $194
Days on market
4 vs 67 typical
Where $172/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33810 — neighborhood snapshot
Population
52,734
Median age
42.2
Median income
$69,738
Median home value
$245,300
Avg household
2.71
Households w/ children
5,718
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
239 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 4437 FLINTLOCK LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$640,000
1736 ITCHEPACKESASSA DRIVE · same community
4 bd · 2 ba · 2,644 sqft · $242/sqft · 65 DOM
Sold · Apr ’26$280,000
1743 ITCHEPACKESASSA DRIVE · same community
5 bd · 2 ba · 2,444 sqft · $115/sqft · 37 DOM
Sold · Jun ’26$350,000
1616 CARSON DRIVE · same community
3 bd · 2 ba · 2,111 sqft · $166/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4437 FLINTLOCK LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4437 FLINTLOCK LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4437 FLINTLOCK LOOP FAQs
What would the monthly payment be for 4437 FLINTLOCK LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,536/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4437 FLINTLOCK LOOP?+
The most recent tax bill on record (2025) was $4,056. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4437 FLINTLOCK LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $480,000, this home is listed about 43% above the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4437 FLINTLOCK LOOP?+
Sleepy Hill Middle School (middle), Sleepy Hill Elementary School (elementary), Kathleen Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REMAX EXPERTS · Lindsey Haubner. MLS #L4965507.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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