
4069 SHADE TREE LANE, LAKELAND, FL, 33812
Active0 days on marketListed Oct 10, 2026MLS #L4965651
About this home
4069 SHADE TREE LANE
Welcome to 4069 Shadetree Lane, where peaceful pond views, comfortable single-level living, and low-maintenance convenience come together in the desirable gated community of Autumnwood Grove! Lovingly maintained by its original owner, this charming South Lakeland villa offers 2 bedrooms, 2 bathrooms, approximately 1,418 square feet of living space, and a beautiful waterfront backdrop that can be enjoyed right from the heart of the home. Everything is conveniently located on one level, with no interior stairs, making everyday living both comfortable and accessible. Step inside to discover an inviting floor plan featuring a spacious living room, dedicated dining or versatile flex area, and functional kitchen designed for everyday living. One of the home's standout features is the beautiful pond view visible through the sliding glass doors from the main living area, allowing you to enjoy the peaceful scenery and natural light without ever stepping outside. The sliding doors lead directly to a screen-enclosed lanai overlooking the tranquil pond and mature trees, creating the perfect place to enjoy morning coffee, relax in the evenings, or entertain guests while taking in the serene surroundings. The thoughtfully designed split-bedroom floor plan offers privacy and comfort, with the primary suite featuring its own bathroom and walk-in closet. A generously sized secondary bedroom and full guest bathroom provide comfortable accommodations for visitors. The flex room offers versatility for a home office, hobby space, reading retreat, or additional sitting area, all conveniently situated on the same level. Outside, this villa offers features that truly set it apart, including an attached single-car garage with a dedicated private driveway for additional parking, along with convenient guest parking located directly adjacent to the property. Sidewalks and welcoming front green space add to the neighborhood's charm and create an inviting setting. Enjoy the benefits of low-maintenance living with an HOA that handles exterior building maintenance, lawn care, and common-area upkeep. Association services may also include roof maintenance and replacement and exterior painting, subject to the community's governing documents. The gated community features a swimming pool for residents to enjoy. Location is another highlight! Conveniently situated near Polk State College and RaceTrac, with Highland City Publix just a short drive away, this property provides easy access to shopping, dining, and everyday essentials. Nearby Fort Fraser Trail offers opportunities for walking, jogging, and biking, while convenient access to the Polk Parkway makes commuting throughout Central Florida a breeze. Whether you're looking to downsize, purchase your first home, or simply enjoy the ease of single-story villa living with no interior stairs, 4069 Shadetree Lane offers a wonderful combination of waterfront scenery, functional living space, dedicated parking, and community amenities. Offered at $232,900, this single-level pond-view villa is ready for its next chapter. Schedule your private showing today and experience the comfort and convenience of Autumnwood Grove!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,418
Sqft
0 ac
Lot size
1
Garage
2012
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,734 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,734/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+52.3%
Days on market
0 vs 67 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4069 SHADE TREE LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4069 SHADE TREE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4069 SHADE TREE LANE FAQs
What would the monthly payment be for 4069 SHADE TREE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,734/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4069 SHADE TREE LANE?+
The most recent tax bill on record (2025) was $1,202. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4069 SHADE TREE LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $232,900, this home is listed about 30% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4069 SHADE TREE LANE?+
George W. Jenkins Senior High (high), Spessard L Holland Elementary (elementary), Lakeland Highlands Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33812 market on paper
$232,900 is 42% below the LAKELAND 33812 median of $399,900, and at $164/sqft it sits under the Lakeland average of $202.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Lakeland market that averages 67 — if it fits, move quickly.
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Christine Hubbert. MLS #L4965651.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 4069 SHADE TREE LANE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →