2099 VALENCIA DRIVE, INDIAN LAKE ESTATES, FL, 33855
Active3 days on marketListed Oct 9, 2026MLS #L4965660
About this home
2099 VALENCIA DRIVE
~Gorgeous 3/2 Indian Lake Estates Home Offered for Lease~ Enjoy peace and privacy in this brand new, spacious home featuring a neutral color scheme, abundance of natural light, generous size kitchen with stainless steel appliances, Quartz countertops, soft close cabinetry and breakfast bar, 24x24 porcelain tile throughout, split plan, vaulted ceilings, sizeable master bedroom with walk-in closet and ensuite bath featuring double sinks/vanities, separate lavatory and masterfully tiled showers with gorgeous fixtures. Additional features include an inside utility room with brand new top of line washer/dryer, two car garage, fruit trees, and no front or rear neighbors! Tenancy includes access to the community clubhouse/restaurant and library. Community features include water access, dock, fishing and golfing (may require a separate membership fee). Rental rate includes grounds care, pest control
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,736
Sqft
0.5 ac
Lot size
2023
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Lake Estates actives
$1 vs $201
Days on market
3 vs 120 typical
Where $1/sqft sits among the 23 Indian Lake Estates actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Lake Estates. See the full Indian Lake Estates guide →
INDIAN LAKE ESTATES 33855 — neighborhood snapshot
Population
33
Median age
68.1
Avg household
1.94
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Lake Estates market
$327K → $280K
Indian Lake Estates median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
12 of 23
Indian Lake Estates actives have cut their price
Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% below the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →
Paper trail
This home's history
Reality check
What actually sold near 2099 VALENCIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$335,000
7811 RED GRANGE BOULEVARD
3 bd · 2 ba · 1,738 sqft · $193/sqft · 484 DOM
Sold · Dec ’25$310,000
2081 VALENCIA DRIVE
3 bd · 2 ba · 1,773 sqft · $175/sqft · 32 DOM
Sold · Dec ’25$349,000
2021 VALENCIA DRIVE
3 bd · 2 ba · 1,805 sqft · $193/sqft · 202 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2099 VALENCIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2099 VALENCIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2099 VALENCIA DRIVE FAQs
What would the monthly payment be for 2099 VALENCIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2099 VALENCIA DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Lake Estates?+
At $2,100, this home is listed about 99% below the Indian Lake Estates median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2099 VALENCIA DRIVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INDIAN LAKE ESTATES 33855 market on paper
$2,100 is 89% below the INDIAN LAKE ESTATES 33855 median of $20,000, and at $1/sqft it sits under the Indian Lake Estates average of $208.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Indian Lake Estates market that averages 120 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of HOUSE OF GLASS REAL ESTATE PM · Ernie Napoles. MLS #L4965660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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