4025 COTTAGE HILL STREET, LAKE WALES, FL, 33859
Active2 days on marketListed Oct 10, 2026MLS #L4965692
About this home
4025 COTTAGE HILL STREET
Welcome to your private country oasis! This elegant and modern 3-bedroom, 2-bathroom newer manufactured home perfectly blends peaceful country living with everyday convenience. Situated on a sprawling, almost completely fenced ***** 1.15-acre lot*****, this property offers incredible privacy and endless outdoor possibilities while keeping you just minutes away from everything you need. Step inside to an expansive, open-concept layout designed for both seamless daily living and effortless entertaining. The heart of the home features a beautiful kitchen boasting an abundance of prep space to craft exceptional meals and lifelong memories with family and friends. A chef's delight, the kitchen is anchored by an amazing pantry that easily satisfies all your storage needs. Peace of mind comes standard here, thanks to a built-in water softener and filtration system complete with advanced UV treatment. The split floor plan ensures a quiet getaway in the spacious primary bedroom suite. The attached primary bathroom serves as your private spa, showcasing a deep garden tub perfect for a relaxing soak after a long day and a large shower with a rain showerhead. Two additional bedrooms provide plenty of versatility for family, guests, or a dedicated home office. Outside, the massive yard offers a safe and secure space for pets, gardening, or recreational activities. The shed is perfect for storage or hobbies, and it is wired with electrical. There is also an RV hookup for visitors Do not miss this rare opportunity to own a move-in ready, modern homestead that truly offers the best of both worlds!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,568
Sqft
1.15 ac
Lot size
2021
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,631 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,631/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.6%
$/sqft vs Lake Wales actives
$223 vs $167
Days on market
2 vs 84 typical
Where $223/sqft sits among the 382 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33859 — neighborhood snapshot
Population
10,827
Median age
50.2
Median income
$61,871
Median home value
$200,300
Avg household
2.36
Households w/ children
878
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $249K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
179 of 382
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the LAKE WALES 33859 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 4025 COTTAGE HILL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$109,000
5090 COBALT AVENUE · same community
3 bd · 2 ba · 1,512 sqft · $72/sqft · 61 DOM
Sold · Apr ’26$229,900
4553 CEDAR HAMMOCK STREET · same community
3 bd · 2 ba · 1,216 sqft · $189/sqft · 20 DOM
Sold · May ’26$172,000
4020 GASDEN STREET · same community
2 bd · 2 ba · 1,056 sqft · $163/sqft · 373 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4025 COTTAGE HILL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4025 COTTAGE HILL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4025 COTTAGE HILL STREET FAQs
What would the monthly payment be for 4025 COTTAGE HILL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,631/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4025 COTTAGE HILL STREET?+
The most recent tax bill on record (2025) was $3,069. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4025 COTTAGE HILL STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $350,000, this home is listed about 43% above the Lake Wales median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4025 COTTAGE HILL STREET?+
Spook Hill Elementary School (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOUSE OF GLASS REAL ESTATE PM · Ernie Napoles. MLS #L4965692.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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