1821 YELLOW TRAIL, LAKELAND, FL, 33801
Active6 days on marketListed Oct 12, 2026MLS #L4965723
About this home
1821 YELLOW TRAIL
FUTURE HOME or INVESTMENT OPPORTUNITY! Welcome to 1821 Yellow Trail in the desirable Saddle Preserve community of Lakeland. Built in 2022, this spacious two-story home offers 4 bedrooms, 2.5 bathrooms, and approximately 1,870 square feet of living space with a bright, open-concept floor plan designed for comfortable living and entertaining. The main level features an open living area that flows seamlessly into the kitchen and dining space, creating an inviting atmosphere for everyday living. The kitchen offers granite countertops in the wet areas and plenty of space for meal preparation and gatherings. Upstairs, you'll find all four bedrooms along with a versatile loft that can be used as a home office, play area, media space, or additional living area. You will also find an expansive owner’s suite with a lavish private bathroom. Granite countertops in all bathrooms. Currently tenant-occupied and generating a monthly rental income, this property offers an opportunity for an investor seeking an income-producing property or a buyer looking for a newer home with the potential to make it their own in the future. This lovely home is less than 5 minutes from Tenoroc High School and less than 10 minutes from Hwy 92, it's also a few minutes to I-4 and areas where you will find shopping, restaurants, entertaining and much more. This subdivision has a very low HOA. All sizes and measurements are estimates and are to be verified by buyer and/or buyer's agent. Schedule your showing today and take a closer look at this newer Lakeland home and investment opportunity!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,870
Sqft
0.11 ac
Lot size
2022
Year built
Two
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,804 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,804/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.8%
$/sqft vs SADDLE CRK PRESERVE PH 1
$176 vs $161
Days on market
6 vs 61 typical
Where $176/sqft sits among the 8 homes for sale in SADDLE CRK PRESERVE PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33801 — neighborhood snapshot
Population
33,460
Median age
33.4
Median income
$49,210
Median home value
$138,700
Avg household
2.43
Households w/ children
3,160
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
8 of 8
SADDLE CRK PRESERVE PH 1 have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1821 YELLOW TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$302,500
4334 TROTTERS WAY · same community
4 bd · 2 ba · 1,850 sqft · $164/sqft · 26 DOM
Sold · Mar ’26$325,000
2119 OLD MINING ROAD · same community
4 bd · 2 ba · 1,918 sqft · $169/sqft · 3 DOM
Sold · Apr ’26$330,000
1773 YELLOW TRAIL · same community
5 bd · 2.5 ba · 2,215 sqft · $149/sqft · 333 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1821 YELLOW TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1821 YELLOW TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1821 YELLOW TRAIL FAQs
What would the monthly payment be for 1821 YELLOW TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,804/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1821 YELLOW TRAIL?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1821 YELLOW TRAIL?+
The most recent tax bill on record (2025) was $6,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1821 YELLOW TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $330,000, this home is priced right at the Lakeland median.
Which schools are assigned to 1821 YELLOW TRAIL?+
Crystal Lake Elementary School (elementary), Crystal Lake Middle School (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY PRESTIGE · Monica Harris PA. MLS #L4965723.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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