415 ELLERBE WAY, LAKELAND, FL, 33801
Active5 days on marketListed Oct 13, 2026MLS #L4965756
About this home
415 ELLERBE WAY
BRAND-NEW CONSTRUCTION + $10,000 SELLER INCENTIVE + NO HOA OR CDD! Beautifully designed, thoughtfully planned, and loaded with upgrades, this stunning 3-bedroom, 2-bath home offers the perfect combination of modern style, everyday functionality, and exceptional attention to detail! From the moment you arrive, you'll appreciate the inviting covered front porch, striking exterior finishes, and welcoming curb appeal. Step inside to discover soaring ceilings, beautiful architectural lines, luxury vinyl flooring throughout, and a bright, spacious open-concept layout designed for both comfortable living and effortless entertaining. The heart of the home is the gorgeous kitchen, featuring beautiful quartz countertops, stylish cabinetry, stainless steel appliances, and an expansive island overlooking the living and dining areas. Whether hosting family gatherings or enjoying a quiet evening at home, this space was designed to bring everyone together! AND THE STORAGE? IT'S INCREDIBLE! This builder truly thought of everything! Just off the kitchen, you'll find an oversized walk-in pantry with extensive shelving, providing the kind of storage space you rarely see in new construction. A separate utility room offers washer and dryer hookups, additional cabinetry and countertop space, plus a versatile nook that's perfect for creating your own coffee station, beverage bar, or convenient household organization area. Every inch of this home has been designed with purpose! The spacious primary suite is a true retreat, featuring a charming reading nook overlooking the covered back porch and backyard—the perfect spot to enjoy your morning coffee or unwind with a good book. The beautiful ensuite bathroom features dual sinks, quartz countertops, and an impressive oversized walk-in shower complete with both a traditional showerhead and a luxurious rainfall showerhead, each with its own controls. A glass shower enclosure and door are scheduled for installation, adding the perfect finishing touch. The desirable split-bedroom floor plan provides added privacy, with two generously sized secondary bedrooms located on the opposite side of the home and a full bathroom conveniently positioned between them. Beautiful decorative interior doors, coordinated finishes, and thoughtful design details throughout make this home stand out from the ordinary. Step outside and imagine the possibilities! The spacious backyard offers plenty of room to create your ideal outdoor retreat, while the covered back porch provides a comfortable place to relax and enjoy the Florida lifestyle. Freshly installed sod provides a starting point for adding your own personal landscaping touches. A doorbell camera adds another modern convenience. SELLER INCENTIVE! Seller is offering up to $10,000 toward Buyer's closing costs and prepaid expenses with an acceptable offer! This home also includes a 1-2-10 Builder's Warranty, providing added peace of mind with 1 year of workmanship coverage, 2 years of systems coverage, and 10 years of structural coverage. Why settle for ordinary when you can have brand-new, beautifully finished, and thoughtfully designed? From the incredible storage and stunning primary suite to the open living spaces and designer-inspired details, this home has so much to offer. Schedule your private showing today and experience the difference for yourself!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,529
Sqft
0.19 ac
Lot size
2026
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,076 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,076/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.9%
$/sqft vs NOT IN SUBDIVISION
$196 vs $241
Days on market
5 vs 61 typical
Where $196/sqft sits among the 130 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33801 — neighborhood snapshot
Population
33,460
Median age
33.4
Median income
$49,210
Median home value
$138,700
Avg household
2.43
Households w/ children
3,160
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
75 of 130
NOT IN SUBDIVISION have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 415 ELLERBE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$310,000
8929 HARRISON ROAD · same community
2 bd · 1 ba · 1,524 sqft · $203/sqft · 0 DOM
Sold · Feb ’26$180,000
1805 S LAKE REEDY BLVD · same community
3 bd · 2 ba · 1,518 sqft · $119/sqft · 227 DOM
Sold · Mar ’26$330,000
4145 WILLOW OAK ROAD · same community
3 bd · 2 ba · 1,448 sqft · $228/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 415 ELLERBE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 415 ELLERBE WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
415 ELLERBE WAY FAQs
What would the monthly payment be for 415 ELLERBE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,076/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 415 ELLERBE WAY?+
The most recent tax bill on record (2025) was $281. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 415 ELLERBE WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $299,000, this home is listed about 9% below the Lakeland median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 415 ELLERBE WAY?+
Crystal Lake Elementary School (elementary), Crystal Lake Middle School (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STRAIGHT UP REALTY & PM LLC · Erica Elliott. MLS #L4965756.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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