1044 W LIME STREET, LAKELAND, FL, 33815
Active2 days on marketListed Oct 16, 2026MLS #L4965828
About this home
1044 W LIME STREET
Historic charm, modern upgrades, and an unbeatable location near Lake Beulah! Welcome to 1044 W Lime St in Lakeland, a beautifully renovated two-story home where classic character meets modern comfort. Updated in 2022, featuring 5 bedrooms and 3 bathrooms, this spacious home features a convenient main-floor bedroom and full bathroom, with the remaining bedrooms and bathrooms located upstairs. The inviting family room provides the perfect place to unwind by the fireplace during cooler months, while the updated kitchen showcases new cabinets, granite countertops, and new appliances. Extensive improvements include a newer roof, HVAC system, electrical panel, water heater, vinyl flooring throughout, and windows, providing peace of mind alongside timeless appeal. Step outside to enjoy the refreshed front porch featuring new wood, or take advantage of the large workshop located at the rear of the property, ideal for hobbies, projects, or additional storage. Just steps from beautiful Lake Beulah, this unique property offers a wonderful combination of historic charm, thoughtful renovations, flexible living space, and a desirable Lakeland location. Don't miss the opportunity to make this home your own!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,312
Sqft
0.15 ac
Lot size
1927
Year built
Two
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,710 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,710/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1%
$/sqft vs Lakeland actives
$216 vs $193
Days on market
2 vs 60 typical
Where $216/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Beulah
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Lake Beulah — neighborhood snapshot
Population
626
Median age
32
Median income
$32,159
Median home value
$192,000
Avg household
2
Households w/ children
101
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
224 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 164% above the LAKELAND 33815 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1044 W LIME STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$752,000
1830 CHEROKEE TRAIL
4 bd · 3 ba · 2,429 sqft · $310/sqft · 2 DOM
Sold · May ’26$150,000
911 W 5TH STREET
4 bd · 3 ba · 2,117 sqft · $71/sqft · 1 DOM
Sold · Feb ’26$699,000
1828 CHEROKEE TRAIL
4 bd · 4 ba · 2,520 sqft · $277/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 1044 W LIME STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1044 W LIME STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1044 W LIME STREET FAQs
What would the monthly payment be for 1044 W LIME STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,710/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1044 W LIME STREET?+
The most recent tax bill on record (2025) was $4,699. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $499,000, this home is listed about 51% above the Lakeland median of $331,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1044 W LIME STREET?+
Kathleen Senior High School (high), Southwest Middle School (middle), R. Bruce Wagner Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ALL COUNTY POLK PROPERTY MANAG · Derek McGehee. MLS #L4965828.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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