410 S PENINSULA AVENUE, NEW SMYRNA BEACH, FL, 32169
Active55 days on marketListed Aug 16, 2026MLS #NS1088985
About this home
410 S PENINSULA AVENUE
Virtually Staged. Just minutes from the energy and charm of Flagler Avenue, 410 S Peninsula offers the ideal New Smyrna Beach setting with the comfort and character of a Key West-style home built by Hickson Builders. Situated on a generous 75 x 125 lot, this 3-bedroom, 2-bath residence offers 2,037 square feet of beautifully refreshed living space and is truly move-in ready. Inside, new flooring and fresh interior paint create a clean, inviting backdrop throughout the home. The renovated kitchen features new cabinetry and quartz countertops, with plenty of room for everyday meals in the eat-in area, while a separate formal dining room provides an elegant setting for entertaining. The spacious living room centers around a fireplace, and a large den adds valuable flexibility for a home office, media room, or additional gathering space. New carpet in the guest bedrooms adds warmth and comfort. Outdoor living is equally appealing, with a large front porch welcoming you home and a screened rear porch offering a comfortable place to enjoy Florida's coastal climate. Fresh exterior paint enhances the home's curb appeal, while a whole-house generator provides added peace of mind. The oversized air-conditioned garage offers exceptional storage and workspace potential—an especially valuable feature for beachside living. New hot water tank September/2026. Built in 2001 by Hickson Builders, this distinctive Key West-style home combines architectural character, generous living space, and a sought-after location close to Flagler Avenue. With its substantial updates, flexible floor plan, and inviting porches, 410 S Peninsula is ready to enjoy from day one. Schedule your private showing and experience this special beachside property in person.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,037
Sqft
0.22 ac
Lot size
2
Garage
2001
Year built
One
Levels
$638
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,874 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,874/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23%
$/sqft vs New Smyrna Beach actives
$638 vs $361
Days on market
55 vs 102 typical
Where $638/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Central Beach — neighborhood snapshot
Population
1,843
Median age
62
Median income
$83,678
Median home value
$521,411
Avg household
2
Households w/ children
88%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $475K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
238 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 145% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 410 S PENINSULA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$775,000
1416 SOUTHARD AVENUE
4 bd · 3 ba · 2,025 sqft · $383/sqft · 20 DOM
Sold · Oct ’25$1,075,000
1705 S ATLANTIC AVENUE UNIT 502
3 bd · 3 ba · 2,000 sqft · $538/sqft · 178 DOM
Sold · Jan ’26$925,000
1705 S ATLANTIC AVENUE UNIT 603
3 bd · 3 ba · 2,000 sqft · $463/sqft · 252 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 410 S PENINSULA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 410 S PENINSULA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
410 S PENINSULA AVENUE FAQs
What would the monthly payment be for 410 S PENINSULA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,874/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 410 S PENINSULA AVENUE?+
The most recent tax bill on record (2025) was $14,611. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $1,299,000, this home is listed about 143% above the New Smyrna Beach median of $535,000. The market section on this page shows how the area is trending.
Which schools are assigned to 410 S PENINSULA AVENUE?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Amy Almester. MLS #NS1088985.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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