636 MAPLE OAK CIRCLE UNIT 107, ALTAMONTE SPRINGS, FL, 32701
Active4 days on marketListed Oct 12, 2026MLS #NS1089448
About this home
636 MAPLE OAK CIRCLE UNIT 107
Welcome to this spacious 2-bedroom, 2.5-bath condo in the gated community of Oak Harbour. When this section of condos was being constructed, the buyers had the option within the same square footage to either have a 3 or 2 bedroom option. Therefore, the two-bedroom option provided very spacious bedrooms and two master en-suites. With nearly 2,000 sq ft of living space, this two-story home features a private brick-paver courtyard, granite countertops, solid wood cabinets, and stainless steel appliances in an eat-in kitchen. The home offers a bright and open layout with a large living and dining area, plantation shutters, crown molding, and upgraded bathrooms throughout. Upstairs, the primary suite includes a walk-in closet and updated bath, with two additional bedrooms offering ample space. Additional features include a one-car garage with WiFi-enabled opener, updated electrical panel, and included washer and dryer. Recent upgrades throughout the home provide added value and peace of mind. New windows were installed in 2022. Additional updates include a new water heater and all new bathroom fixtures in 2025. Fresh interior paint throughout the downstairs area recently finished as well. Oak Harbour residents enjoy a renovated clubhouse, fitness center, two pools, tennis and basketball courts, and private access to Lake Orienta with a boat ramp. Ideally lo
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,638
Sqft
0.04 ac
Lot size
1
Garage
1988
Year built
Two
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,057 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,057/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.8%
$/sqft vs Altamonte Springs actives
$174 vs $174
Days on market
4 vs 69 typical
Where $174/sqft sits among the 305 Altamonte Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
ALTAMONTE SPRINGS 32701 — neighborhood snapshot
Population
24,866
Median age
38.4
Median income
$62,008
Median home value
$258,100
Avg household
2.2
Households w/ children
2,623
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Altamonte Springs market
$313K → $325K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
174 of 305
Altamonte Springs actives have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the ALTAMONTE SPRINGS 32701 median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 636 MAPLE OAK CIRCLE UNIT 107
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$207,500
672 POST OAK CIRCLE UNIT 106 · same community
2 bd · 2.5 ba · 1,638 sqft · $127/sqft · 314 DOM
Sold · Oct ’26$349,000
678 SCARLET OAK CIRCLE UNIT 114 · same community
2 bd · 2 ba · 1,334 sqft · $262/sqft · 16 DOM
Sold · Sep ’26$490,000
9001 LAKE CHARITY DRIVE
3 bd · 2 ba · 1,623 sqft · $302/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 636 MAPLE OAK CIRCLE UNIT 107 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 636 MAPLE OAK CIRCLE UNIT 107 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
636 MAPLE OAK CIRCLE UNIT 107 FAQs
What would the monthly payment be for 636 MAPLE OAK CIRCLE UNIT 107?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,057/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 636 MAPLE OAK CIRCLE UNIT 107?+
The most recent tax bill on record (2025) was $1,120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 636 MAPLE OAK CIRCLE UNIT 107?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $285,000, this home is listed about 43% above the Altamonte Springs median of $199,000. The market section on this page shows how the area is trending.
Which schools are assigned to 636 MAPLE OAK CIRCLE UNIT 107?+
Lake Orienta Elementary School (elementary), Milwee Middle School (middle), Lyman High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$285,000 runs 90% above the ALTAMONTE SPRINGS 32701 median — but at 1,638 sqft it's also 37% larger than the typical Altamonte Springs listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a Altamonte Springs market that averages 69 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LOCAL LIVING REALTY GROUP · Shelly Potter. MLS #NS1089448.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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