3441 13TH ST ROAD, ST CLOUD, FL, 34769
Active681 days on marketListed Sep 11, 2024MLS #O6240587
About this home
3441 13TH ST ROAD
Secure a highly visible location for your business with this prime commercial parcel situated at 3441 13th St Road, St. Cloud, FL 34769. "Zoning: SP" This desirable property offers 0.16 acres perfect for a compact, high-traffic commercial operation or as a strategic investment in a bustling corridor. Located on a main thoroughfare, the lot benefits from excellent exposure and accessibility, making it ideal for retail, office, or service-oriented businesses . Capitalize on St. Cloud's continuous growth and establish your presence in a location that puts your business front and center.Pin Location: Latitude 28.24686751, Longitude -81.30985251. Note: buyers I emphasize the importance of conducting thorough due diligence to ensure that the property meets your expectations and requirements.
Facts & features
The home at a glance
0.16 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3441 13TH ST ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$185,000
2916 DUCHESS OAK COURT
1 bd · 1 ba · 709 sqft · $261/sqft · 398 DOM
Sold · Feb ’26$185,000
2914 SQUIRE OAK COURT
1 bd · 1 ba · 709 sqft · $261/sqft · 4 DOM
Sold · Sep ’25$175,000
2435 KING OAK LANE
1 bd · 1 ba · 709 sqft · $247/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3441 13TH ST ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3441 13TH ST ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3441 13TH ST ROAD FAQs
What would the monthly payment be for 3441 13TH ST ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,178/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3441 13TH ST ROAD?+
The most recent tax bill on record (2023) was $826. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $150,000, this home is listed about 65% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3441 13TH ST ROAD?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLY RIGHT REAL ESTATE · Samih Sadiq. MLS #O6240587.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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