5400 LAFAYETTE AVENUE, SEBRING, FL, 33875
Active662 days on marketListed Oct 14, 2024MLS #O6248908
About this home
5400 LAFAYETTE AVENUE
Under Construction. HOME COMPLETED IN JULY 2026! LOT INCLUDED IN THE PRICE –Best area to retire. Construction now complete! Home BUILT IN JULY 2026 with new appliances and nice upgrades. Welcome home to this beautifully crafted, brand-new residence where modern style meets everyday comfort. This thoughtfully designed one-story home features an inviting open-concept floor plan, perfect for entertaining family and friends or simply enjoying relaxed Florida living. Offering 3 spacious bedrooms, 2 full bathrooms, and a 2-car garage, this home showcases stylish finishes throughout, including beautiful flooring, elegant cabinetry, sleek countertops, and a full set of brand-new stainless steel appliances. Every detail has been carefully selected to create a fresh, contemporary space you'll be proud to call home. NO HOA | PRIME LOCATION | PERFECT FOR RETIREMENT, FIRST-TIME BUYERS OR INVESTMENT Located in a well-established neighborhood with no HOA restrictions, you'll enjoy the freedom and flexibility to truly make this property your own. Whether you're searching for your forever home, a peaceful retirement retreat, or a smart investment opportunity, this property checks every box. Nature lovers and outdoor enthusiasts will appreciate being just minutes from Sebring's beautiful lakes, renowned for fishing, boating, and year-round recreation. You'll also enjoy convenient access to shopping, restaurants, medical facilities, golf courses, and all the everyday amenities you need. Ideally situated in the heart of Florida, Sebring offers easy access to both Orlando and Miami, making weekend getaways, travel, and visits with family and friends simple and convenient. Don't miss this exceptional opportunity to own a brand-new, move-in-ready home that combines modern comfort, quality craftsmanship, an unbeatable location, and the freedom of NO HOA—all at an outstanding value. SELLERS WILL PROVIDE CLOSING ASSISTANCE FOR A LIMITED TIME.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,270
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
One
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,349 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,349/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47.3%
$/sqft vs Sebring actives
$268 vs $185
Days on market
662 vs 71 typical
Where $268/sqft sits among the 205 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33875 — neighborhood snapshot
Population
11,429
Median age
49.3
Median income
$76,990
Median home value
$216,500
Avg household
2.36
Households w/ children
1,066
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $303K
Sebring median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
95 of 205
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1114% above the SEBRING 33875 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 5400 LAFAYETTE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$289,900
4324 WESTMINSTER ROAD
3 bd · 2 ba · 1,322 sqft · $219/sqft · 28 DOM
Sold · Jun ’26$210,000
511 ELGIN STREET
2 bd · 2 ba · 1,348 sqft · $156/sqft · 69 DOM
Sold · Jul ’26$260,000
5740 WOLF LAKE ROAD
3 bd · 2 ba · 1,362 sqft · $191/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5400 LAFAYETTE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5400 LAFAYETTE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5400 LAFAYETTE AVENUE FAQs
What would the monthly payment be for 5400 LAFAYETTE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,349/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5400 LAFAYETTE AVENUE?+
The most recent tax bill on record (2023) was $457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $339,900, this home is listed about 13% above the Sebring median of $299,500. The market section on this page shows how the area is trending.
Which schools are assigned to 5400 LAFAYETTE AVENUE?+
Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$339,900 runs 1114% above the SEBRING 33875 median.
02Time on market is leverage
662 days on market against a Sebring median of 71 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $375,000, now $339,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Adriana Murcia. MLS #O6248908.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sebring homes, in your inbox
Like 5400 LAFAYETTE AVENUE but not quite? A daily digest of every new listing in Sebring — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Cindy to ping you on any price or status change →