CENTURY 21 Edge

2930 TOHOPEKALIGA DRIVE, ST CLOUD, FL, 34772

Active504 days on marketListed Mar 22, 2025MLS #O6292554

WaterfrontKISSIMMEE PARK

About this home

2930 TOHOPEKALIGA DRIVE

Discover the ideal canvas for your dream waterfront home! This expansive 2.49-acre lot overlooks the serene waters of West Lake Toho, renowned for its world-class bass fishing, boating, and picturesque waterways. Bring your preferred builder to transform this land into your personal paradise. The property, sold AS-IS, includes wetlands, adding to its natural charm. Its prime location offers quick access to the Florida Turnpike, Orlando International Airport, and Downtown Orlando. Plus, you're just minutes from the vibrant communities of St. Cloud and Kissimmee. Imagine soaking in Florida's breathtaking sunsets over the lake, surrounded by a tranquil, country-like setting. The possibilities for this lot are limitless, so don’t wait—schedule a visit today before this rare opportunity slips away!

Facts & features

The home at a glance

2.49 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater
FacesWest

Community & fees

Taxes (2024)$1,864/yr
PetsYes

Utilities & systems

UtilitiesElectrical Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,100 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2024 actual bill$155
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,400
Interest rate6.00%
Loan term

Estimated payment

$3,100/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$155
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Kissimmee Park

Map of 2930 TOHOPEKALIGA DRIVE inside its neighborhood boundary

Drive times from this address

Universal Orlando47 min
Orlando Int’l Airport (MCO)47 min
Walt Disney World48 min
Downtown Orlando48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

Kissimmee Park — neighborhood snapshot

Population

751

Median age

48

Median income

$89,063

Median home value

$388,100

Avg household

3

Households w/ children

65%

For the school run

Osceola County School District

ElementaryNeptune Elementary School★★★★★
MiddleNeptune Middle School★★★★★
HighSt. Cloud High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$412K$395K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Mar 22, 2025Listed at $440,000 · 504 days on market since

Reality check

What actually sold near 2930 TOHOPEKALIGA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3198 CHEROKEE ROADSold · Feb ’26

$500,000

3198 CHEROKEE ROAD · same community

3 bd · 2 ba · 1,350 sqft · $370/sqft · 83 DOM

2921 SEMINOLE RDSold · Aug ’25

$529,000

2921 SEMINOLE RD · same community

3 bd · 2.5 ba · 1,674 sqft · $316/sqft · 182 DOM

4505 KISSIMMEE PARK ROADSold · May ’26

$535,000

4505 KISSIMMEE PARK ROAD

4 bd · 2 ba · 2,315 sqft · $231/sqft · 87 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2930 TOHOPEKALIGA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2930 TOHOPEKALIGA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2930 TOHOPEKALIGA DRIVE FAQs

What would the monthly payment be for 2930 TOHOPEKALIGA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,100/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2930 TOHOPEKALIGA DRIVE?+

The most recent tax bill on record (2024) was $1,864. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2930 TOHOPEKALIGA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $440,000, this home is listed about 2% above the St Cloud median of $429,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2930 TOHOPEKALIGA DRIVE?+

Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$440,000 runs 16% above the ST CLOUD 34772 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

504 days on market against a St Cloud median of 43 — sellers in this position are usually ready to negotiate.

Listing courtesy of MASCARENHAS REALTY INC · Danny Mascarenhas. MLS #O6292554.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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