490 TAFT DRIVE, DAVENPORT, FL, 33837
Active375 days on marketListed Jul 28, 2025MLS #O6327270
About this home
490 TAFT DRIVE
Short Sale. Welcome to this spacious and modern 4-bedroom, 2-bathroom single-family home, offering 1,767 square feet of comfortable living space. Built in 2020, this home features a contemporary open floor plan, perfect for both everyday living and entertaining. The kitchen offers ample cabinetry and a functional layout that flows seamlessly into the dining and living areas. The primary suite provides a private retreat with an en-suite bathroom, while three additional bedrooms offer flexibility for a growing family, guests, or a home office. Please note: This is a non-approved short sale. All offers are subject to lender approval. Don’t miss the opportunity to own a newer home with plenty of space and potential. Schedule your showing today! Please schedule all showings online via Showing Time.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,767
Sqft
0.15 ac
Lot size
2
Garage
2020
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,429 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,429/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.8%
$/sqft vs Davenport actives
$161 vs $192
Days on market
375 vs 53 typical
Where $161/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33837 — neighborhood snapshot
Population
45,144
Median age
37.7
Median income
$75,861
Median home value
$297,700
Avg household
2.96
Households w/ children
5,646
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
173 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 490 TAFT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$315,000
815 FILLMORE COURT · same community
4 bd · 2 ba · 1,767 sqft · $178/sqft · 54 DOM
Sold · Sep ’25$295,000
739 JEFFERSON STREET · same community
4 bd · 2 ba · 1,600 sqft · $184/sqft · 70 DOM
Sold · Dec ’25$585,340
1520 NORTHRIDGE DRIVE · same community
4 bd · 3 ba · 2,020 sqft · $290/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 490 TAFT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 490 TAFT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
490 TAFT DRIVE FAQs
What would the monthly payment be for 490 TAFT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,429/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 490 TAFT DRIVE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 490 TAFT DRIVE?+
The most recent tax bill on record (2024) was $5,429. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 490 TAFT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $285,000, this home is listed about 27% below the Davenport median of $389,999. The market section on this page shows how the area is trending.
Which schools are assigned to 490 TAFT DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Xiomara Pichardo. MLS #O6327270.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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