4592 SW GARDENIA COURT, DUNNELLON, FL, 34431
Active251 days on marketListed Dec 11, 2025MLS #O6365958
About this home
4592 SW GARDENIA COURT
Welcome to 4592 SW Gardenia Ct, a charming home nestled in the quiet and scenic community of Dunnellon. This property offers a comfortable and relaxed lifestyle with easy access to nearby shops, restaurants, and local conveniences. Outdoor enthusiasts will appreciate the close proximity to parks, walking trails, and natural areas, perfect for morning strolls or weekend adventures. Upgrades, Florida Enclosed Lani “Florida Room” installed 2005, Newer Roof Installed 2023, Newer Gutters Installed 2023, New Sky Light Installed 2023, New Windows Installed May 2025, Newer A/C 2023, Newer applicances Stove, Refrigerator June 2025, Above Ground Pool 2023 with New Liner Sept 2025. Dunnellon is a growing community with exciting future plans, including expanded dining and retail options, as well as improvements to local recreational spaces, making it an ideal area for both families and investors. This home provides a wonderful opportunity to enjoy peaceful living while staying connected to everything this welcoming area has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,565
Sqft
0.99 ac
Lot size
2
Garage
2004
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,381 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,381/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs RAINBOW LAKES ESTATE
$192 vs $186
Days on market
251 vs 36 typical
Where $192/sqft sits among the 75 homes for sale in RAINBOW LAKES ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
19 of 75
RAINBOW LAKES ESTATE have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 711% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 4592 SW GARDENIA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$320,000
5158 SW EVERGREEN COURT · same community
3 bd · 2 ba · 1,473 sqft · $217/sqft · 94 DOM
Sold · May ’26$279,900
2163 SW HALF MOON DRIVE · same community
4 bd · 2 ba · 1,715 sqft · $163/sqft · 0 DOM
Sold · May ’26$280,000
24151 SW BEAVER DRIVE · same community
4 bd · 2 ba · 1,715 sqft · $163/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4592 SW GARDENIA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4592 SW GARDENIA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4592 SW GARDENIA COURT FAQs
What would the monthly payment be for 4592 SW GARDENIA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,381/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4592 SW GARDENIA COURT?+
The most recent tax bill on record (2025) was $3,870. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4592 SW GARDENIA COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $300,000, this home is listed about 2% below the Dunnellon median of $305,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$300,000 runs 711% above the DUNNELLON 34431 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
251 days on market against a Dunnellon median of 36 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $325,000, now $300,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Ernie Plaza, Sr. MLS #O6365958.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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