654 LAKE VILLAS DRIVE UNIT 654, ALTAMONTE SPRINGS, FL, 32701
Active203 days on marketListed Jan 23, 2026MLS #O6373244
About this home
654 LAKE VILLAS DRIVE UNIT 654
Back on the market due to buyer financing—Welcome to comfort, convenience, and exceptional value in the highly sought-after Lake Villas Condominium Association in Altamonte Springs. This beautiful two-story, townhouse-style condo offers a functional layout featuring a modern kitchen with granite countertops, perfect for everyday living and entertaining. All bedrooms are located on the second floor, providing privacy and separation from the main living areas. The main bathroom has been completely renovated, creating a fresh, stylish retreat, while the second full bathroom has also been tastefully updated. A convenient half bath is located on the first floor for guests. Ideally located near shopping, dining, major highways, and everything Altamonte Springs has to offer. Back on the market due to buyer financing falling through. Seller is highly motivated and welcomes your offer—don’t miss this second chance!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,778
Sqft
0.03 ac
Lot size
1974
Year built
Two
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,771 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,771/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.9%
$/sqft vs Altamonte Springs actives
$134 vs $182
Days on market
203 vs 48 typical
Where $134/sqft sits among the 294 Altamonte Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$313K → $315K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
154 of 294
Altamonte Springs actives have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 654 LAKE VILLAS DRIVE UNIT 654
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$215,000
668 LAKE VILLAS DRIVE UNIT 668 · same community
3 bd · 2.5 ba · 1,950 sqft · $110/sqft · 283 DOM
Sold · Dec ’25$165,000
126 MAITLAND AVENUE UNIT 126 · same community
2 bd · 2.5 ba · 1,514 sqft · $109/sqft · 192 DOM
Sold · May ’26$172,000
170 MAITLAND AVENUE · same community
2 bd · 2.5 ba · 1,514 sqft · $114/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 654 LAKE VILLAS DRIVE UNIT 654 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 654 LAKE VILLAS DRIVE UNIT 654 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
654 LAKE VILLAS DRIVE UNIT 654 FAQs
What would the monthly payment be for 654 LAKE VILLAS DRIVE UNIT 654?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,771/mo — principal and interest, the actual property-tax bill, the $807/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 654 LAKE VILLAS DRIVE UNIT 654?+
The association fee works out to $807 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 654 LAKE VILLAS DRIVE UNIT 654?+
The most recent tax bill on record (2024) was $3,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 654 LAKE VILLAS DRIVE UNIT 654?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $239,000, this home is listed about 20% above the Altamonte Springs median of $199,900. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$239,000 runs 20% above the Altamonte Springs median — but at 1,778 sqft it's also 52% larger than the typical Altamonte Springs listing.
02Know the monthly fee
The association fee is $807/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
203 days on market against a Altamonte Springs median of 48 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $259,000, now $239,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Adriana Abdin. MLS #O6373244.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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