
1013 S PINE RIDGE CIRCLE UNIT 3C, SANFORD, FL, 32773
Active172 days on marketListed Feb 15, 2026MLS #O6378481
About this home
1013 S PINE RIDGE CIRCLE UNIT 3C
Virtually Staged. Welcome home to this beautifully remodeled 2-bedroom, 2-bath first-floor condo in The Pine Ridge Club! Offering 975 sq. ft. of thoughtfully updated living space plus a private screened porch, this move-in-ready unit combines modern finishes with low-maintenance living. Step inside to find brand-new luxury vinyl plank flooring and fresh paint throughout, creating a bright and cohesive look. The fully renovated bathrooms feature stylish new vanities, updated toilets, and elegant tile work for a clean, contemporary feel. Additional upgrades include new ceiling fans, modern light fixtures, and updated window treatments. A convenient stacked washer and dryer are included. Enjoy peaceful mornings or relaxing evenings on your screened porch, and take advantage of the community’s resort-style amenities, including a sparkling pool, tennis courts, and clubhouse—all within a gated setting for added privacy and security. Ideal for first-time buyers, downsizers, or investors—this turnkey condo offers comfort, style, and convenience in a prime Sanford location.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
975
Sqft
0.01 ac
Lot size
1985
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,354 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,354/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.6%
$/sqft vs Sanford actives
$165 vs $218
Days on market
172 vs 31 typical
Where $165/sqft sits among the 396 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32773 — neighborhood snapshot
Population
33,184
Median age
38.2
Median income
$63,496
Median home value
$259,600
Avg household
2.56
Households w/ children
4,114
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
204 of 396
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the SANFORD 32773 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 1013 S PINE RIDGE CIRCLE UNIT 3C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$276,000
150 EDGEWATER CIRCLE
2 bd · 2 ba · 994 sqft · $278/sqft · 18 DOM
Sold · Mar ’26$229,000
243 LIVE OAK BOULEVARD
2 bd · 2 ba · 1,020 sqft · $225/sqft · 6 DOM
Sold · May ’26$236,000
112 SAND PINE CIRCLE
2 bd · 2 ba · 1,020 sqft · $231/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1013 S PINE RIDGE CIRCLE UNIT 3C — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1013 S PINE RIDGE CIRCLE UNIT 3C — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1013 S PINE RIDGE CIRCLE UNIT 3C FAQs
What would the monthly payment be for 1013 S PINE RIDGE CIRCLE UNIT 3C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,354/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1013 S PINE RIDGE CIRCLE UNIT 3C?+
The most recent tax bill on record (2025) was $2,101. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1013 S PINE RIDGE CIRCLE UNIT 3C?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $161,000, this home is listed about 58% below the Sanford median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1013 S PINE RIDGE CIRCLE UNIT 3C?+
Lake Mary High School (high), Highlands Elementary School (elementary), Greenwood Lakes Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SANFORD 32773 market on paper
$161,000 is 45% below the SANFORD 32773 median of $295,000, and at $165/sqft it sits under the Sanford average of $226.
02Time on market is leverage
172 days on market against a Sanford median of 31 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake Mary High School, Highlands Elementary School, Greenwood Lakes Middle School — Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PORZIG REALTY · Lisa Finnerty. MLS #O6378481.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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