1246 KEARNEY COURT, DELTONA, FL, 32738
Active182 days on marketListed Feb 13, 2026MLS #O6381900
About this home
1246 KEARNEY COURT
1/3 Acre lot at the end of the Cul de Sac, lot backs up to a park and natural area. No rear neighbors. Seller had planned on Building a home on the Lot, but Mrs Seller did not want to move. Seller has soil and elevation studies, septic studies, and plans for a custom home including the truss configuration. Seller will include these in the sale. Lot is in an area of larger homes and the natural park are in back of lot. Park includes a bridge over the ponds leading to a wonderful walking area with many different birds and natural Florida Flora and Fauna for hiking or picnic or just enjoying the lovely open space.
Facts & features
The home at a glance
0.33 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$834 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$834/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 1246 KEARNEY COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$260,000
970 ROBERTS BOULEVARD
3 bd · 2 ba · 690 sqft · $377/sqft · 102 DOM
Sold · Mar ’26$225,000
1581 CLEARFIELD STREET
2 bd · 1 ba · 816 sqft · $276/sqft · 20 DOM
Sold · Mar ’26$199,900
1215 PARKER AVENUE
2 bd · 1 ba · 858 sqft · $233/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1246 KEARNEY COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1246 KEARNEY COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1246 KEARNEY COURT FAQs
What would the monthly payment be for 1246 KEARNEY COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $834/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1246 KEARNEY COURT?+
The most recent tax bill on record (2025) was $502. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1246 KEARNEY COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $99,900, this home is listed about 70% below the Deltona median of $329,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1246 KEARNEY COURT?+
Spirit Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DELTONA 32738 market on paper
$99,900 is 64% below the DELTONA 32738 median of $275,500.
02City & Park/Greenbelt views
The city and park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
182 days on market against a Deltona median of 31 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Michael Kanady. MLS #O6381900.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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