412 E HARWOOD STREET, ORLANDO, FL, 32803
Active170 days on marketListed Feb 21, 2026MLS #O6384540
About this home
412 E HARWOOD STREET
Charming Historic Home in the Heart of Orlando Discover the perfect blend of historic charm and modern living with this beautiful, fully furnished home located in Orlando's vibrant historic district. This property offers 4 spacious units, each thoughtfully designed with comfort and style in mind. Featuring a total of 5 bedrooms and 4 bathrooms, this home is perfect for multi-family living or as an investment opportunity with great rental potential. While the price of the home does not include the furniture, it is negotiable for purchase at an additional cost. This provides an excellent opportunity to buy the home fully furnished, allowing you to move in immediately with everything you need. The modern furnishings complement the historic character of the building, offering both convenience and style. The units boast modern finishes while maintaining the historic character of the building. Each unit offers ample living space, fully equipped kitchens, and comfortable bedrooms designed for relaxation. The home's layout maximizes the space, offering cozy, welcoming atmospheres that make each unit feel like home. Located just steps from Lake Eola Park, this home is surrounded by history, culture, and convenience. Enjoy being within walking distance of the city's best restaurants, bars, theaters, and nightlife. Plus, with major Orlando attractions like Disney World, Universal Studios, and Sea World just a short drive away, this location offers a lifestyle that is both vibrant and convenient. Seller financing is available for this property, providing a unique opportunity for potential buyers. Don’t miss the chance to make this charming home your own. Contact us today to schedule a viewing and experience all that this property has to offer.
Facts & features
The home at a glance
0
Bedrooms
1,886
Sqft
0.18 ac
Lot size
1920
Year built
One
Levels
$477
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,205 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,205/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$477 vs $251
Days on market
170 vs 42 typical
Where $477/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Eola Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Lake Eola Heights — neighborhood snapshot
Population
1,986
Median age
36
Median income
$118,988
Median home value
$489,194
Avg household
2
Households w/ children
96%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
181 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the ORLANDO 32803 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 412 E HARWOOD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$440,000
100 S EOLA DRIVE UNIT 1712
1 bd · 2 ba · 1,400 sqft · $314/sqft · 0 DOM
Sold · Sep ’25$395,000
100 S EOLA DRIVE UNIT 604
1 bd · 2 ba · 1,325 sqft · $298/sqft · 5 DOM
Sold · Nov ’25$408,000
150 E ROBINSON STREET UNIT 1406
1 bd · 1.5 ba · 1,186 sqft · $344/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 412 E HARWOOD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 412 E HARWOOD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
412 E HARWOOD STREET FAQs
What would the monthly payment be for 412 E HARWOOD STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,205/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 412 E HARWOOD STREET?+
The most recent tax bill on record (2024) was $10,217. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 412 E HARWOOD STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $899,900, this home is listed about 129% above the Orlando median of $392,950. The market section on this page shows how the area is trending.
Which schools are assigned to 412 E HARWOOD STREET?+
Hillcrest Elementary (elementary), Lake Como School (elementary), Edgewater High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$899,900 runs 100% above the ORLANDO 32803 median — but at 1,886 sqft it's also 18% larger than the typical Orlando listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
170 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Hillcrest Elementary, Lake Como School, Edgewater High — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $950,000, now $899,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Andres Ospina Rivera. MLS #O6384540.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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