
UNKNOWN, KATHLEEN, FL, 33849
Active236 days on marketListed Feb 24, 2026MLS #O6385162
About this home
UNKNOWN
Prime residential/agricultural lot opportunity in unincorporated Polk County (city 'Other'), ZIP 33849. Situated in a rural setting, this property offers convenient access to Two Stump Ponds (approximately 0.58 miles) and Kathleen Mine (1.45 miles). The lot is located in Flood Zone A, a high-risk floodplain with a 1/100 annual chance of flooding. Cypress wetlands are also present on the property; these are ecologically sensitive areas protected under federal and state regulations, often necessitating permits from the U.S. Army Corps of Engineers and Florida DEP. Buyers are strongly recommended to obtain a site survey and consult with local planning authorities prior to purchase due to the combined effects potentially impacting permit approval. Zoned A/RR (Agricultural/Rural Residential) in unincorporated Polk County, the property prioritizes agricultural uses and supports low-density single-family detached homes by right (~1 unit for 5 acres). Modular/manufactured homes are allowed due state and Florida Building Code standards, with limited ADUs possible. Buyer should verify all zoning, setbacks, utility availability, and development requirements with the Polk County Planning Department. This lot has no road access and cannot be built on. Rancho Bonito Community is exclusive and gated for land owners and welcomes trucks, buggies, and ATVs to try their mud hole trails.
Facts & features
The home at a glance
1.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The numbers that matter
The Kathleen market
$395K → $339K
Kathleen median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Kathleen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Kathleen median. See the full Kathleen market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about UNKNOWN — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for UNKNOWN — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
UNKNOWN FAQs
What would the monthly payment be for UNKNOWN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on UNKNOWN?+
The most recent tax bill on record (2025) was $14. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Kathleen?+
At $5,000, this home is listed about 99% below the Kathleen median of $465,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Kathleen market on paper
$5,000 is 99% below the Kathleen median of $465,000.
02Time on market is leverage
236 days on market against a Kathleen median of 117 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $6,000, now $5,000 — a $1K cut. The full history is in the market section below.
Listing courtesy of SUNLAND REAL ESTATE, LLC. · Javier Santana. MLS #O6385162.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Kathleen homes, in your inbox
Like UNKNOWN but not quite? A daily digest of every new listing in Kathleen — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →

