3645 BRIARLYNNE WAY, ST CLOUD, FL, 34773
Active194 days on marketListed Mar 11, 2026MLS #O6389897
Come see it
Upcoming open houses
Sat, Sep 26
11:00 AM – 5:00 PM
OPEN HOUSE SATURDAY FROM 11 –5 PM! Come tour this beautiful move-in ready home in Harmony Central! Take advantage of incredible builder incentives, including NO CDD and Low HOA, builder-paid closing costs, flexible financing options. Stop by, explore the home, and discover why Harmony Central is an exceptional opportunity for your next home. Don’t miss it!
Sat, Oct 3
11:00 AM – 5:00 PM
OPEN HOUSE SATURDAY FROM 11 –5 PM! Come tour this beautiful move-in ready home in Harmony Central! Take advantage of incredible builder incentives, including NO CDD and Low HOA, builder-paid closing costs, flexible financing options. Stop by, explore the home, and discover why Harmony Central is an exceptional opportunity for your next home. Don’t miss it!
Sat, Oct 10
11:00 AM – 5:00 PM
OPEN HOUSE SATURDAY FROM 11 –5 PM! Come tour this beautiful move-in ready home in Harmony Central! Take advantage of incredible builder incentives, including NO CDD and Low HOA, builder-paid closing costs, flexible financing options. Stop by, explore the home, and discover why Harmony Central is an exceptional opportunity for your next home. Don’t miss it!
Sat, Oct 17
11:00 AM – 5:00 PM
OPEN HOUSE SATURDAY FROM 11 –5 PM! Come tour this beautiful move-in ready home in Harmony Central! Take advantage of incredible builder incentives, including NO CDD and Low HOA, builder-paid closing costs, flexible financing options. Stop by, explore the home, and discover why Harmony Central is an exceptional opportunity for your next home. Don’t miss it!
Sat, Oct 24
11:00 AM – 5:00 PM
OPEN HOUSE SATURDAY FROM 11 –5 PM! Come tour this beautiful move-in ready home in Harmony Central! Take advantage of incredible builder incentives, including NO CDD and Low HOA, builder-paid closing costs, flexible financing options. Stop by, explore the home, and discover why Harmony Central is an exceptional opportunity for your next home. Don’t miss it!
Sat, Oct 31
11:00 AM – 5:00 PM
OPEN HOUSE SATURDAY FROM 11 –5 PM! Come tour this beautiful move-in ready home in Harmony Central! Take advantage of incredible builder incentives, including NO CDD and Low HOA, builder-paid closing costs, flexible financing options. Stop by, explore the home, and discover why Harmony Central is an exceptional opportunity for your next home. Don’t miss it!
Sat, Nov 7
11:00 AM – 5:00 PM
OPEN HOUSE SATURDAY FROM 11 –5 PM! Come tour this beautiful move-in ready home in Harmony Central! Take advantage of incredible builder incentives, including NO CDD and Low HOA, builder-paid closing costs, flexible financing options. Stop by, explore the home, and discover why Harmony Central is an exceptional opportunity for your next home. Don’t miss it!
Sat, Nov 14
11:00 AM – 5:00 PM
OPEN HOUSE SATURDAY FROM 11 –5 PM! Come tour this beautiful move-in ready home in Harmony Central! Take advantage of incredible builder incentives, including NO CDD and Low HOA, builder-paid closing costs, flexible financing options. Stop by, explore the home, and discover why Harmony Central is an exceptional opportunity for your next home. Don’t miss it!
Sat, Nov 21
11:00 AM – 5:00 PM
OPEN HOUSE SATURDAY FROM 11 –5 PM! Come tour this beautiful move-in ready home in Harmony Central! Take advantage of incredible builder incentives, including NO CDD and Low HOA, builder-paid closing costs, flexible financing options. Stop by, explore the home, and discover why Harmony Central is an exceptional opportunity for your next home. Don’t miss it!
About this home
3645 BRIARLYNNE WAY
**TAKE ADVANTAGE OF EXCEPTIONAL BUYER INCENTIVES**, including $20,000 price reduction and **paid closing costs** when financing through the builder's **preferred lender**. Plus, enjoy the added benefit of **NO CDD** fees, helping you save thousands while making homeownership even more affordable. Imagine coming home to a place where comfort, connection, and lasting memories come together. This home is thoughtfully designed to support the way you live, offering **4 bedrooms, 2.5 bathrooms**, and a spacious layout that provides the perfect balance of togetherness and privacy. The first-floor owner's suite creates a peaceful retreat where you can unwind at the end of the day, while the open-concept living areas invite family and friends to gather, celebrate, and enjoy life's everyday moments. At the heart of the home, the beautifully appointed kitchen features granite countertops, a large center island, staggered 36-inch cabinets with crown molding, and Whirlpool stainless steel appliances, creating a welcoming space for everything from busy mornings to holiday gatherings. Upstairs, the expansive loft offers endless possibilities as a media room, home office, playroom, or additional living space to fit your family's needs. Step outside to the covered lanai and enjoy peaceful views with **no rear neighbors**, providing a sense of privacy and tranquility that's becoming increasingly rare. Residents of Harmony Central also enjoy a **resort-style community pool with cabanas**, a **VERY LOW HOA**, and the convenience of a **quick move-in home**. With only a **$1,000 deposit** required to reserve this home, this is an outstanding opportunity to own a brand-new home in one of St. Cloud's most desirable communities. **Schedule your private tour today and experience firsthand the comfort, space, and lifestyle that make this home truly special.**
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,335
Sqft
0.16 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,937 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,937/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs HARMONY CENTRAL PH 2
$179 vs $212
Days on market
194 vs 47 typical
Where $179/sqft sits among the 12 homes for sale in HARMONY CENTRAL PH 2
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34773 — neighborhood snapshot
Population
5,495
Median age
38.2
Median income
$64,498
Median home value
$312,500
Avg household
3.06
Households w/ children
629
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $394K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
9 of 12
HARMONY CENTRAL PH 2 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the ST CLOUD 34773 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3645 BRIARLYNNE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$449,900
3639 BRIARLYNNE WAY · same community
4 bd · 2.5 ba · 2,405 sqft · $187/sqft · 38 DOM
Sold · Jan ’26$423,900
7521 BENT TREE LOOP DRIVE · same community
4 bd · 2.5 ba · 2,405 sqft · $176/sqft · 82 DOM
Sold · May ’26$445,000
7637 BENT TREE LOOP · same community
4 bd · 2.5 ba · 2,405 sqft · $185/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3645 BRIARLYNNE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3645 BRIARLYNNE WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3645 BRIARLYNNE WAY FAQs
What would the monthly payment be for 3645 BRIARLYNNE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,937/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3645 BRIARLYNNE WAY?+
The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3645 BRIARLYNNE WAY?+
The most recent tax bill on record (2025) was $759. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3645 BRIARLYNNE WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $417,900, this home is listed about 3% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3645 BRIARLYNNE WAY?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$417,900 runs 41% above the ST CLOUD 34773 median — but at 2,335 sqft it's also 18% larger than the typical St Cloud listing.
02Time on market is leverage
194 days on market against a St Cloud median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $429,900, now $417,900 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY, INC. · Viviani Moreno De Segovia. MLS #O6389897.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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