
145 OYSTER BAY CIRCLE UNIT 240, ALTAMONTE SPRINGS, FL, 32701
Pending149 days on marketListed Mar 20, 2026MLS #O6392507
About this home
145 OYSTER BAY CIRCLE UNIT 240
Live in the heart of it all at Waterside at Cranes Roost—where convenience, comfort, and vibrant city living come together! This spacious 2-bedroom, 2-bath second-floor end unit has been beautifully updated with light and bright finishes throughout. The remodeled kitchen features quartz countertops, a stylish tile backsplash, and flows seamlessly into the living spaces, all accented by neutral tile flooring throughout the entire condo for a clean, cohesive look. Designed for both privacy and functionality, each bedroom offers its own ensuite bathroom with updated quartz counters and generous walk-in closets. In addition to the main living room, enjoy a separate family room—perfect for a home office, media space, or additional entertaining area. Washer and dryer hookups are conveniently located inside the unit, a rare and desirable feature, with additional community laundry available onsite. The association fee covers an impressive list of essentials including exterior maintenance, A/C, natural gas, hot water, and an on-site property manager—providing true low-maintenance living. Residents also enjoy a wide array of amenities including a community pool, tennis courts, shuffleboard, and clubhouse. Step outside and experience one of Central Florida’s most sought-after locations—directly adjacent to Cranes Roost Park and a stunning lakefront destination featuring a scenic boardwalk, amphitheater, and year-round events, including the spectacular “Red, Hot & Boom” Independence Day celebration. Just steps from "Uptown Altamonte" the Altamonte Mall, AMC Movie Theatre, dining, shopping, and public transportation, this is truly city living at its best!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
992
Sqft
0 ac
Lot size
1980
Year built
One
Levels
$106
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$958 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$958/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.1%
Days on market
149 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$313K → $295K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 145 OYSTER BAY CIRCLE UNIT 240 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 145 OYSTER BAY CIRCLE UNIT 240 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
145 OYSTER BAY CIRCLE UNIT 240 FAQs
What would the monthly payment be for 145 OYSTER BAY CIRCLE UNIT 240?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $958/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 145 OYSTER BAY CIRCLE UNIT 240?+
The most recent tax bill on record (2026) was $1,606. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 145 OYSTER BAY CIRCLE UNIT 240?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $105,000, this home is listed about 47% below the Altamonte Springs median of $199,950. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Altamonte Springs market on paper
$105,000 is 47% below the Altamonte Springs median of $199,950, and at $106/sqft it sits under the Altamonte Springs average of $191.
02Time on market is leverage
149 days on market against a Altamonte Springs median of 47 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $135,000, now $105,000 — a $30K cut. The full history is in the market section below.
Listing courtesy of FANNIE HILLMAN & ASSOCIATES · Kelly Hildebrand. MLS #O6392507.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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