CENTURY 21 Edge
$780,000$795,0002 bd2 ba1,002 sqft$778 /sqft≈$6,586 /mo all-in ↓

9201 COLLINS AVENUE UNIT 821, SURFSIDE, FL, 33154

Active200 days on marketListed Mar 31, 2026MLS #O6394809

✦ Reduced $15KFully furnishedCondominiumTHE WAVERLY AT SURFSIDE BCH CONDO

About this home

9201 COLLINS AVENUE UNIT 821

OCEAN FRONT!! Exclusive BOUTIQUE BLDG NW corner unit with 2 beds, 2 baths. Ocean and Sunset views galore. Open Kitchen, Large Master Bath and Walk in Closet. Great Building Amenities: 1 Heated Pool with Jacuzzi, Ocean Lounge, Chairs and Umbrella Service, Barbeque, Beach Volleyball, Gym, Billiard Room, WIFI in Common Area, Bike Storage. Walking distance to Bal Harbor Shops, Publix, Restaurants and much more. LIVING IN THE HEART OF SURFSIDE BEACH.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,002

Sqft

0 ac

Lot size

1

Garage

2003

Year built

One

Levels

$778

Per sqft

Water viewFurnished

Inside

FlooringGranite · Parquet · Quarry Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator
InteriorAccessibility Features · Ceiling Fan(s) · Elevator · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofBuilt-Up · Concrete
ConstructionBlock · Concrete
FoundationBlock · Concrete Perimeter
ViewWater
FacesEast
ParkingUnderground
ExteriorBalcony · Playground · Private Entrance

Community & fees

HOA fee$1,000/mo
Taxes (2025)$11,100/yr
PetsCats OK, Dogs OK
CommunityWaterfront · Association Recreation - Owned · Clubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Street Lights · Water Available
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,586 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,209
PMI (est., until 20% equity)$293
Property tax — 2025 actual bill$925
Condo fee — from the listing$1,000
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $78,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $78,000
Interest rate6.00%
Loan term

Estimated payment

$6,586/mo

Principal & interest$4,209
PMI (est., until 20% equity)$293
Property taxes (actual bill)$925
HOA / condo fee$1,000
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $780K
$332KedgeAI estimate $384,101 · range $346K–$399K$811K

vs edgeAI estimate

+103.1%

Days on market

200 vs 189 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Surfside

Get to know Surfside. See the full Surfside guide →

SURFSIDE 33154 — neighborhood snapshot

Population

14,435

Median age

40.9

Median income

$87,806

Median home value

$741,400

Avg household

2.58

Households w/ children

1,804

For the school run

Dade County School District

ElementaryRuth K. Broad Bay Harbor K-8 Center★★★★★
MiddleMiami Beach Nautilus Middle School★★★★★
HighMiami Beach Senior High School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Surfside market

Paper trail

This home's history

CurrentPrice reduced to $780,000 ▼ $15K
Mar 31, 2026Listed at $795,000 · 200 days on market since
2003Built · THE WAVERLY AT SURFSIDE BCH CONDO

Reality check

What actually sold near 9201 COLLINS AVENUE UNIT 821

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10203 COLLINS AVENUE UNIT 1403Sold · Jun ’26

$8,725,000

10203 COLLINS AVENUE UNIT 1403

3 bd · 4.5 ba · 3,345 sqft · $2,608/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9201 COLLINS AVENUE UNIT 821 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9201 COLLINS AVENUE UNIT 821 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9201 COLLINS AVENUE UNIT 821 FAQs

What would the monthly payment be for 9201 COLLINS AVENUE UNIT 821?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,586/mo — principal and interest, the actual property-tax bill, the $1,000/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9201 COLLINS AVENUE UNIT 821?+

The association fee works out to $1,000 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9201 COLLINS AVENUE UNIT 821?+

The most recent tax bill on record (2025) was $11,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9201 COLLINS AVENUE UNIT 821?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Surfside?+

At $780,000, this home is priced right at the Surfside median.

Which schools are assigned to 9201 COLLINS AVENUE UNIT 821?+

Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Water views

The water view is part of what you're buying — views hold value independently of the structure.

02Know the monthly fee

The association fee is $1,000/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $795,000, now $780,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Yuri Gomez, PA. MLS #O6394809.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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