2105 9TH STREET NE, WINTER HAVEN, FL, 33881
Active132 days on marketListed Mar 31, 2026MLS #O6395140
About this home
2105 9TH STREET NE
Welcome to this beautifully renovated, move-in-ready home offering the perfect combination of style, comfort, and convenience! This charming property has been thoughtfully updated and features a bright open layout filled with natural light, creating a warm and inviting atmosphere for family and friends. Recent improvements include a bonus room with a bathroom, a new roof (2024), updated electrical system (2025), new water heater (2025), updated flooring, fresh interior and exterior finishes, and a modern kitchen with contemporary cabinetry and ample counter space. The spacious living areas provide flexibility for everyday living and entertaining, while the generously sized backyard offers endless possibilities to create your own outdoor retreat. Conveniently located in the heart of Winter Haven, this home offers easy access to US-17, Cypress Gardens Boulevard, and the Polk Parkway, making commuting throughout Central Florida simple. Enjoy being just minutes from LEGOLAND Florida Resort, Downtown Winter Haven, local restaurants, shopping centers, grocery stores, medical facilities, and beautiful lakes known throughout the area. Outdoor enthusiasts will appreciate the nearby parks, walking trails, boating, fishing, and recreational activities that make Winter Haven one of Central Florida’s most desirable communities. Also close to Walt Disney World, Disney Springs, Universal Orlando Resort, Orlando International Airport (MCO), schools, hospitals, golf courses, and everyday conveniences. Whether you’re a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, this beautifully updated home offers exceptional value, modern upgrades, and an unbeatable Central Florida location. A bonus room and an additional bathroom may not be reflected in public records. Buyer to verify all measurements, permits, and property information. Property sold AS-IS. Schedule your private showing today and discover everything this wonderful home has to offer!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,042
Sqft
0.16 ac
Lot size
1967
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,876 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,876/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.7%
$/sqft vs Winter Haven actives
$229 vs $170
Days on market
132 vs 48 typical
Where $229/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Florence Villa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
Florence Villa — neighborhood snapshot
Population
5,369
Median age
39
Median income
$30,573
Median home value
$63,082
Avg household
3
Households w/ children
620
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
194 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the WINTER HAVEN 33881 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 2105 9TH STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$135,000
950 AVENUE O NE
3 bd · 1 ba · 1,040 sqft · $130/sqft · 75 DOM
Sold · Jun ’26$214,900
1761 ELBERT ACRES COURT NE
3 bd · 2 ba · 1,016 sqft · $212/sqft · 57 DOM
Sold · Mar ’26$255,000
1510 AVENUE D NE
3 bd · 2 ba · 1,089 sqft · $234/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2105 9TH STREET NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2105 9TH STREET NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2105 9TH STREET NE FAQs
What would the monthly payment be for 2105 9TH STREET NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,876/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2105 9TH STREET NE?+
The most recent tax bill on record (2025) was $2,442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Winter Haven?+
At $239,000, this home is listed about 16% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2105 9TH STREET NE?+
Fred G. Garner Academy (elementary), Winter Haven Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Vivian Correa. MLS #O6395140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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