1939 SUMMER CLUB APT DRIVE UNIT 315, OVIEDO, FL, 32765
Active139 days on marketListed Apr 3, 2026MLS #O6395939
About this home
1939 SUMMER CLUB APT DRIVE UNIT 315
Welcome to this charming 3-bedroom, 2-bathroom split floor plan, this condo located in the highly desirable Oviedo area of Seminole County. Boasting over 1,223 square feet of living space, this home offers a comfortable and functional layout perfect for families, all 3 bedrooms has walk in closets, fans and window treatments, perfect for professionals, or investors. The spacious living and dining areas provide plenty of room for entertaining, while the well-appointed kitchen with stainless appliance, granite countertops and wood cabinets for function and beauty. Convenient laundry room with washer and dryer. Has a wonderful view from third floor balcony overlooking pond and tree line. The balcony also has useful storage space on one end. Recent improvements, include laminate flooring throughout except for tile floors in kitchen and bathrooms. The community offers and impressive array of amenities including a swimming pool with BBQ area, fitness center, tennis courts, playground and soon will have basketball, volleyball, and pickleball courts. Conveniently situated just minutes from the University of Central Florida (UCF), this property offers easy access to shopping, dining, and major highways. Enjoy the perfect blend of location, space, and value in one of Central Florida’s most sought-after communities. Schedule your showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,223
Sqft
0 ac
Lot size
1998
Year built
Three Or More
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,547 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,547/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.6%
$/sqft vs Oviedo actives
$190 vs $250
Days on market
139 vs 39 typical
Where $190/sqft sits among the 193 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
114 of 193
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1939 SUMMER CLUB APT DRIVE UNIT 315
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$405,000
2693 BELLEWATER PLACE
3 bd · 2 ba · 1,471 sqft · $275/sqft · 14 DOM
Sold · Feb ’26$240,000
1999 SUMMER CLUB DRIVE UNIT 211
2 bd · 2 ba · 975 sqft · $246/sqft · 46 DOM
Sold · May ’26$260,000
1919 SUMMER CLUB DRIVE UNIT 105
2 bd · 2 ba · 975 sqft · $267/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1939 SUMMER CLUB APT DRIVE UNIT 315 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1939 SUMMER CLUB APT DRIVE UNIT 315 — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1939 SUMMER CLUB APT DRIVE UNIT 315 FAQs
What would the monthly payment be for 1939 SUMMER CLUB APT DRIVE UNIT 315?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,547/mo — principal and interest, the actual property-tax bill, the $683/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1939 SUMMER CLUB APT DRIVE UNIT 315?+
The association fee works out to $683 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1939 SUMMER CLUB APT DRIVE UNIT 315?+
The most recent tax bill on record (2025) was $2,790. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1939 SUMMER CLUB APT DRIVE UNIT 315?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $232,500, this home is listed about 54% below the Oviedo median of $509,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1939 SUMMER CLUB APT DRIVE UNIT 315?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the OVIEDO 32765 market on paper
$232,500 is 49% below the OVIEDO 32765 median of $459,995, and at $190/sqft it sits under the Oviedo average of $264.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $683/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
139 days on market against a Oviedo median of 39 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SUNRISE PROPERTIES SOLUTIONS LLC · Annie Blair. MLS #O6395939.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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