428 SOUTHFIELD STREET, KISSIMMEE, FL, 34747
Active116 days on marketListed Apr 23, 2026MLS #O6397268
About this home
428 SOUTHFIELD STREET
Step into a world of magic and unforgettable experiences with this fully furnished 6-bedroom vacation home, ideally located just minutes from Walt Disney World. Designed to accommodate large families and groups, this property offers the perfect combination of comfort, entertainment, and strong short-term rental potential. The open-concept floor plan features a bright and spacious living area, a fully equipped modern kitchen, and a dining space ideal for gatherings. The garage has been converted into a private game room, while the upstairs loft functions as a home theater, providing multiple entertainment areas for guests. This home stands out with its professionally designed themed bedrooms, including immersive concepts inspired by popular fantasy and adventure stories—highly attractive for short-term rental guests and maximizing occupancy rates. Step outside to your private lanai featuring a resort-style pool and spa, surrounded by a spacious paver deck and lounge area—perfect for enjoying Florida’s sunshine and outdoor living. Located in a sought-after community near Orlando’s top attractions, including Disney, Universal Studios, and SeaWorld, this property offers convenience, lifestyle, and excellent income-producing potential. Whether you're looking for a vacation home, investment property, or both, this is a turnkey opportunity in one of Central Florida’s most desirable short-term rental markets.
Facts & features
The home at a glance
6
Bedrooms
6.5
Bathrooms
3,317
Sqft
0.14 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,741 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,741/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21%
$/sqft vs Kissimmee actives
$238 vs $208
Days on market
116 vs 55 typical
Where $238/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside The Encore Club At Reunion, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside The Encore Club At Reunion
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
The Encore Club At Reunion is a short-term-rental community. See the full guide →
The Encore Club At Reunion — neighborhood snapshot
Population
197
Median age
33
Median income
$52,153
Median home value
$94,465
Avg household
2
Households w/ children
30%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
197 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% above the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 428 SOUTHFIELD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$785,000
7454 GATHERING DRIVE
5 bd · 5 ba · 3,301 sqft · $238/sqft · 195 DOM
Sold · Mar ’26$716,500
7862 POPLIN STREET
6 bd · 5 ba · 3,275 sqft · $219/sqft · -1 DOM
Sold · Mar ’26$607,990
7855 POPLIN STREET
6 bd · 5 ba · 3,275 sqft · $186/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 428 SOUTHFIELD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 428 SOUTHFIELD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
428 SOUTHFIELD STREET FAQs
What would the monthly payment be for 428 SOUTHFIELD STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,741/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 428 SOUTHFIELD STREET?+
The most recent tax bill on record (2025) was $12,264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 428 SOUTHFIELD STREET be rented short-term?+
Yes — this home sits inside The Encore Club At Reunion, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 428 SOUTHFIELD STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $789,990, this home is listed about 108% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 428 SOUTHFIELD STREET?+
Celebration High School (high), Westside K-8 School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$789,990 runs 98% above the KISSIMMEE 34747 median — but at 3,317 sqft it's also nearly twice the size of the typical Kissimmee listing.
02Zoned for nightly rentals
The Encore Club At Reunion is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
116 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ALLUX REAL ESTATE LLC · Denise Batista. MLS #O6397268.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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