2554 PALMETTO RIDGE CIRCLE, APOPKA, FL, 32712
Active119 days on marketListed Apr 13, 2026MLS #O6398295
About this home
2554 PALMETTO RIDGE CIRCLE
Seller is motivated and offering $16,000 at closing for full price. Can be used for AC units or closing costs. A private oasis-large yet cozy. If you are looking for a large home to raise a family and entertain family and guests, then this may be your new home! Enter the front door via the unique driveway with concrete stone tiles. You will be impressed with the living room with cozy seating areas. Upgraded flooring of porcelain tiles and laminate wood. Kitchen has quartz countertops and an island with an extra sink. The massive dining room is sure to impress your guests. Enjoy the privacy of the fenced in backyard. Plenty of room for sports, summer fun, and room to add an outdoor kitchen. Pick the fruit from your fruit trees. Walk up the stairs to roam through the four bedrooms- which includes two master suites. The other two can be for guests, large office or loft entertainment area. Walk in closets. Primary master has an en suite large enough to pamper yourself. Roof was replaced in 2019. Great location-nearby entrances to highways and express roads. What else do you need?
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,009
Sqft
0.23 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,869 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,869/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.3%
$/sqft vs Apopka actives
$160 vs $217
Days on market
119 vs 38 typical
Where $160/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apopka
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
APOPKA 32712 — neighborhood snapshot
Population
49,522
Median age
41.9
Median income
$106,264
Median home value
$389,900
Avg household
3.04
Households w/ children
5,838
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $420K
Apopka median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
204 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the APOPKA 32712 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 2554 PALMETTO RIDGE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$587,500
858 ERROL PARKWAY
5 bd · 3 ba · 2,960 sqft · $198/sqft · 10 DOM
Sold · Nov ’25$336,937
858 ERROL PARKWAY
4 bd · 3 ba · 2,958 sqft · $114/sqft · 35 DOM
Sold · Jan ’26$490,000
2202 LAKE MARION DRIVE
4 bd · 2.5 ba · 2,916 sqft · $168/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2554 PALMETTO RIDGE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2554 PALMETTO RIDGE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2554 PALMETTO RIDGE CIRCLE FAQs
What would the monthly payment be for 2554 PALMETTO RIDGE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,869/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2554 PALMETTO RIDGE CIRCLE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2554 PALMETTO RIDGE CIRCLE?+
The most recent tax bill on record (2025) was $7,545. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2554 PALMETTO RIDGE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apopka?+
At $480,000, this home is listed about 6% above the Apopka median of $450,914. The market section on this page shows how the area is trending.
Which schools are assigned to 2554 PALMETTO RIDGE CIRCLE?+
Apopka Middle (middle), Dream Lake Elementary (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Jean Miller. MLS #O6398295.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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