CENTURY 21 Edge
$815,0004 bd4 ba3,580 sqft$228 /sqft$5,342 /mo all-in ↓

925 BAINBRIDGE LOOP, WINTER GARDEN, FL, 34787

Active89 days on marketListed Apr 24, 2026MLS #O6402075

Single Family ResidenceCOVINGTON PARK

About this home

925 BAINBRIDGE LOOP

Virtually Staged. Welcome to Covington Chase, one of Winter Garden's most sought after communities, where this beautiful home now features a brand new AC system that was just installed, giving you one less major expense to worry about. Just minutes from the charm and energy of Historic Downtown Winter Garden, this exceptional 4 bedroom, 4 full bathroom home sits on an oversized 0.38 acre lot and offers the perfect blend of space, comfort, and flexibility. The expansive backyard provides endless possibilities for entertaining, gardening, relaxing, or creating your own outdoor oasis. With nearly four tenths of an acre, there is plenty of room to enjoy the outdoors and make the space your own. A long driveway and spacious 3 car garage offer ample parking, extra storage, and even room for a golf cart so you can fully enjoy life in Winter Garden's popular golf cart district. Designed with everyday living in mind, the thoughtfully planned layout offers flexibility for a variety of lifestyles. The first floor features a spacious primary suite tucked away for privacy, complete with two walk in closets and a generously sized bathroom. A dedicated office provides the perfect space for working from home, hobbies, or a quiet retreat. You'll also find a convenient Jack and Jill bedroom and bathroom setup on the main level, adding even more versatility to the home's layout. Upstairs, a large loft offers the ideal space for movie nights, a game room, fitness area, or additional living space. A private bedroom and full bathroom complete the second floor, creating a comfortable retreat with added privacy. Recent updates add even more value, including the brand new AC system and a roof that was replaced just a few years ago, offering peace of mind for years to come. The location is just as impressive as the home itself. Only minutes away is the Historic Downtown Winter Garden District, where you'll enjoy locally owned restaurants, coffee shops, boutiques, live events, and the award winning weekly farmers market. Spend weekends exploring the nearby 22 mile West Orange Trail, perfect for biking, walking, or simply enjoying Florida's beautiful weather. Living in the golf cart district makes it easy to head downtown for dinner, festivals, or an evening out without needing to drive. Opportunities like this are rare. An oversized lot, versatile floor plan, downstairs primary suite, dedicated office, multiple living spaces, private upstairs retreat, 3 car garage, brand new AC system, and an unbeatable location near downtown Winter Garden make this home an exceptional opportunity to enjoy the best of Central Florida living.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,580

Sqft

0.38 ac

Lot size

3

Garage

2008

Year built

Two

Levels

$228

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesCooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ParkingDriveway
ExteriorIrrigation System · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$72/mo
Taxes (2025)$4,880/yr
PetsYes
CommunityDeed Restrictions · Golf Carts OK · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,342 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,398
PMI (est., until 20% equity)$306
Property tax — 2025 actual bill$407
HOA fee — from the listing$72
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $81,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $81,500
Interest rate6.00%
Loan term

Estimated payment

$5,342/mo

Principal & interest$4,398
PMI (est., until 20% equity)$306
Property taxes (actual bill)$407
HOA / condo fee$72
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $815K
$613KedgeAI estimate $745,252 · range $639K$1.0M$1.1M

vs edgeAI estimate

+9.4%

Days on market

89 vs 31 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Map of 925 BAINBRIDGE LOOP

Drive times from this address

Downtown Orlando20 min
Universal Orlando23 min
Walt Disney World28 min
Orlando Int’l Airport (MCO)34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Apr 24, 2026Listed at $815,000 · 89 days on market since
2008Built · COVINGTON PARK

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 925 BAINBRIDGE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 925 BAINBRIDGE LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

925 BAINBRIDGE LOOP FAQs

What would the monthly payment be for 925 BAINBRIDGE LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,342/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 925 BAINBRIDGE LOOP?+

The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 925 BAINBRIDGE LOOP?+

The most recent tax bill on record (2025) was $4,880. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 925 BAINBRIDGE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $815,000, this home is listed about 38% above the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 925 BAINBRIDGE LOOP?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$815,000 runs 54% above the WINTER GARDEN 34787 median — but at 3,580 sqft it's also 65% larger than the typical Winter Garden listing.

02Time on market is leverage

89 days on market against a Winter Garden median of 31 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.

Listing courtesy of HOMEVEST REALTY · Erica Diaz. MLS #O6402075.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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925 BAINBRIDGE LOOP, WINTER GARDEN, FL — 4 Bed, 4 Bath — $815,000 | CENTURY 21 Edge