2486 DATURA LOOP, ST CLOUD, FL, 34772
Active149 days on marketListed May 14, 2026MLS #O6406989
About this home
2486 DATURA LOOP
Live Larger in This Beautifully Upgraded Twin Lakes Carriage Home Why settle for the standard when you can have a thoughtfully upgraded home designed to live larger than its footprint? This beautifully maintained 1,464-square-foot carriage home stands apart with its expansive screened outdoor living area, peaceful setting, and carefully selected upgrades throughout. From the moment you enter, the light-filled interior feels open and inviting. The 10-foot ceilings, 8-foot doors, light color palette, and abundant natural light create a sense of space and ease that is immediately apparent. The open-concept great room brings the kitchen, dining, and living areas together in a comfortable layout that works equally well for everyday living or entertaining. The kitchen features granite countertops, soft-close cabinetry and drawers, and a highly functional lower-drawer configuration that keeps cookware and everyday essentials visible and within easy reach. The living room opens directly to one of the home's most distinctive features: a screened patio that extends an additional 8 feet beyond the original covered lanai, spans the width of the home, and comes with custom privacy panels. The result is 374 square feet of outdoor living space-perfect for morning coffee, dining, grilling, relaxing, and entertaining in the Florida outdoors. The spacious primary suite offers a peaceful retreat with a tray ceiling, large walk-in closet, and ensuite bath with a walk-in shower. The second bedroom and full bath are located on the opposite side of the home, offering privacy for guests or family. An office/bonus room and dedicated laundry room add flexibility and convenience. Thoughtful details include a bespoke 10-foot interior door, plantation shutters, and tile throughout. As the original owners, the sellers have maintained this home with exceptional care, creating a move-in-ready property where the upgrades are already in place. Tucked into a quiet setting away from busy streets, this carriage home offers something that can be difficult to find: a smaller, easy-to-maintain footprint that doesn't sacrifice the feeling of space or the ability to enjoy Florida indoor-outdoor living. If you're looking at the carriage homes in Twin Lakes, this is one to see in person.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,464
Sqft
0.1 ac
Lot size
2
Garage
2018
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,992 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,992/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18%
$/sqft vs St Cloud actives
$219 vs $212
Days on market
149 vs 68 typical
Where $219/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
238 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2486 DATURA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$280,000
2585 YELLOW BRICK ROAD · same community
2 bd · 2 ba · 1,464 sqft · $191/sqft · 260 DOM
Sold · Oct ’25$320,000
2302 DATURA LOOP · same community
2 bd · 2 ba · 1,464 sqft · $219/sqft · 54 DOM
Sold · Sep ’26$245,000
2461 DATURA LOOP · same community
2 bd · 2 ba · 1,464 sqft · $167/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2486 DATURA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2486 DATURA LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2486 DATURA LOOP FAQs
What would the monthly payment be for 2486 DATURA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,992/mo — principal and interest, the actual property-tax bill, the $452/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2486 DATURA LOOP?+
The association fee works out to $452 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2486 DATURA LOOP?+
The most recent tax bill on record (2025) was $4,258. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2486 DATURA LOOP?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $320,000, this home is listed about 26% below the St Cloud median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2486 DATURA LOOP?+
Neptune Elementary School (elementary), St. Cloud High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34772 market on paper
$320,000 is 20% below the ST CLOUD 34772 median of $399,000, and at $219/sqft it sits under the St Cloud average of $232.
02Time on market is leverage
149 days on market against a St Cloud median of 68 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $330,000, now $320,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Kristy Cook. MLS #O6406989.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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