584 PINK IBIS BEND, ST CLOUD, FL, 34772
Active74 days on marketListed May 19, 2026MLS #O6408818
About this home
584 PINK IBIS BEND
Short Sale. SHORT SALE – Property already has BANK APPROVAL at current list price! Incredible equity-building opportunity in the desirable Southern Pines community! Built in 2023 by Taylor Morrison, this spacious 2,287 sq ft "Azalea" model features a highly functional 5BR/3BA layout, plus a bonus flex/office room and a dedicated indoor laundry room. Enjoy brand-new Luxury Vinyl Plank (LVP) flooring in the master suite, third bedroom, and flex room. The open-concept gathering space flows seamlessly out to an additional extended screened-in lanai, perfect for outdoor living. While the home shows minor cosmetic wear, the core components are in excellent health: the roof, electrical panel, HVAC, and all included appliances are in good shape. Enjoy low-overhead living with a modest $107/mo HOA fee and NO hidden CDD taxes, plus public utilities. Close to St. Cloud Lakefront Park, transit corridors, and top schools. Subject to third-party bank short sale approval. Bring your finishing touches and capture incredible value. Schedule your tour today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,287
Sqft
0.15 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,245 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,245/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.4%
$/sqft vs St Cloud actives
$171 vs $218
Days on market
74 vs 33 typical
Where $171/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
206 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 584 PINK IBIS BEND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$412,250
585 PINK IBIS BEND · same community
4 bd · 3 ba · 2,091 sqft · $197/sqft · 98 DOM
Sold · Jun ’26$490,000
4226 SOUTHERN VISTA LOOP · same community
6 bd · 3 ba · 2,667 sqft · $184/sqft · 158 DOM
Sold · Oct ’25$395,000
319 PINE TREE BRIDGE TRAIL · same community
3 bd · 2.5 ba · 1,864 sqft · $212/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 584 PINK IBIS BEND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 584 PINK IBIS BEND — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
584 PINK IBIS BEND FAQs
What would the monthly payment be for 584 PINK IBIS BEND?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,245/mo — principal and interest, the actual property-tax bill, the $107/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 584 PINK IBIS BEND?+
The association fee works out to $107 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 584 PINK IBIS BEND?+
The most recent tax bill on record (2025) was $5,964. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 584 PINK IBIS BEND?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $392,000, this home is listed about 8% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 584 PINK IBIS BEND?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Andrew Kincaid. MLS #O6408818.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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