828 E 145TH AVENUE, TAMPA, FL, 33613
Active76 days on marketListed May 22, 2026MLS #O6409491
About this home
828 E 145TH AVENUE
This 3-bedroom, 2-bathroom home is fully move-in ready, a clean, budget-friendly, and low-maintenance layout. The interior features a practical and cohesive mix of vinyl and laminate flooring throughout, providing a completely carpet-free environment that is easy to sweep and keep clean. The kitchen is equipped with a classic set of appliances that give the space a bright, timeless feel. On the exterior, the property includes a functional carport to keep your vehicle protected from the elements, alongside additional outdoor utility. It is an ideal option for first-time homebuyers or investors looking for a turnkey, hassle-free property.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,036
Sqft
0.24 ac
Lot size
1953
Year built
Two
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,353 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,353/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs Tampa actives
$289 vs $302
Days on market
76 vs 41 typical
Where $289/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside University
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
University — neighborhood snapshot
Population
58,530
Median age
33
Median income
$34,230
Median home value
$44,919
Avg household
2
Households w/ children
4,879
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
193 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the TAMPA 33613 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 828 E 145TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$389,777
420 ARCHIBALD AVENUE · same community
2 bd · 2 ba · 1,013 sqft · $385/sqft · 33 DOM
Sold · Jun ’26$499,000
7625 NW 14th Ct, Miami FL 33147 · same community
3 bd · 1 ba · 933 sqft · $535/sqft · 165 DOM
Sold · Mar ’26$400,000
820 E 145TH AVENUE · same community
4 bd · 2 ba · 1,369 sqft · $292/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 828 E 145TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 828 E 145TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
828 E 145TH AVENUE FAQs
What would the monthly payment be for 828 E 145TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,353/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 828 E 145TH AVENUE?+
The most recent tax bill on record (2025) was $3,540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 828 E 145TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $299,900, this home is listed about 33% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 828 E 145TH AVENUE?+
Miles Elementary School (elementary), Buchanan Middle School (middle), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$299,900 runs 100% above the TAMPA 33613 median.
02Strong assigned schools
Miles Elementary School, Buchanan Middle School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $335,000, now $299,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ENTERA REALTY LLC · Robert Salmons. MLS #O6409491.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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