823 E MCDONALD AVENUE, EUSTIS, FL, 32726
Active119 days on marketListed May 26, 2026MLS #O6411013
About this home
823 E MCDONALD AVENUE
One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! NOW $349,900 + UP TO $5,000 SELLER CONTRIBUTION! NEW CONSTRUCTION - NO HOA - 4 BEDROOMS- 3.5 BATHS - MOVE-IN READY- NEAR DOWNTOWN EUSTIS Looking for a brand-new home without the wait, construction delays, or HOA restrictions? This is it! This beautifully finished 4- bedroom, 3.5- bath home offers 1,966 sqft of modern living space in a convenient Eustis location just minutes from Downtown Eustis, Ferran park, and Downtown Mount Dora. Step inside to an open- concept layout filled with natural light, high ceilings, and modern finishes. The kitchen is designed for both everyday living and entertaining, while the spacious bedrooms provide room for everyone. The first- floor primary suite offers privacy and convenience, with additional bedrooms and living space upstairs. And the best part? NO HOA! Enjoy the freedom to make your home your own without monthly HOA fees or community restrictions. This home is completed and ready for its new owner - no waiting for a home to be built. Enjoy the peace of mind of new construction and the opportunity to make this beautiful home your own from day one. BONUS: SELLER IS CONTRIBUTING UP TO $5,000 TOWARD BUYER CLOSING COSTS, PREPAID EXPENSES, OR AN INTEREST-RATE BUY-DOWN. Location is everything! You'll be just minutes from Downtown Eustis, where you'll find activities and entertainment for all ages, local restaurants, community events, festivals, waterfront recreation, parks, and plenty of opportunities for family fun. And when you're ready for a change of scenery, Downtown Mount Dora is only a short drive away, offering even more shopping, dining, events, and small -town charm. At $349,900, this is an opportunity to own a brand-new 4- bedroom home with 3.5 baths and no HOA in Eustis. Come see it before it's gone!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
1,966
Sqft
0.11 ac
Lot size
1
Garage
2026
Year built
Two
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,405 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,405/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Eustis actives
$178 vs $198
Days on market
119 vs 41 typical
Where $178/sqft sits among the 193 Eustis actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Eustis
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eustis. See the full Eustis guide →
Downtown Eustis — neighborhood snapshot
Population
4,304
Median age
32
Median income
$52,272
Median home value
$171,966
Avg household
3
Households w/ children
618
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eustis market
$342K → $350K
Eustis median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
101 of 193
Eustis actives have cut their price
Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the EUSTIS 32726 median. See the full Eustis market guide →
Paper trail
This home's history
Reality check
What actually sold near 823 E MCDONALD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$285,000
829 E MCDONALD AVENUE · same community
3 bd · 2 ba · 1,154 sqft · $247/sqft · 50 DOM
Sold · Sep ’25$380,000
1441 TEDFORD STREET
3 bd · 2 ba · 1,972 sqft · $193/sqft · 2 DOM
Sold · Apr ’26$565,500
1500 E CROOKED LAKE DRIVE
4 bd · 2 ba · 2,000 sqft · $283/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 823 E MCDONALD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 823 E MCDONALD AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
823 E MCDONALD AVENUE FAQs
What would the monthly payment be for 823 E MCDONALD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,405/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 823 E MCDONALD AVENUE?+
The most recent tax bill on record (2025) was $367. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 823 E MCDONALD AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eustis?+
At $349,900, this home is listed about 8% below the Eustis median of $382,000. The market section on this page shows how the area is trending.
Which schools are assigned to 823 E MCDONALD AVENUE?+
Eustis High School (high), Eustis Elementary School (elementary), Eustis Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,900 runs 23% above the EUSTIS 32726 median.
02Time on market is leverage
119 days on market against a Eustis median of 41 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $375,000, now $349,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Alicia Diaz. MLS #O6411013.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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