CENTURY 21 Edge
$1,049,900$1,199,0005 bd4.5 ba3,652 sqft$287 /sqft≈$7,011 /mo all-in ↓

1448 LAKE FLORENCE WAY, WINTER PARK, FL, 32792

Active138 days on marketListed May 27, 2026MLS #O6411164

✦ Reduced $149KPrivate poolSingle Family ResidenceLAKE FLORENCE PRESERVE

About this home

1448 LAKE FLORENCE WAY

Located in an intimate gated community of just 28 homes and minutes from Downtown Winter Park, this exceptional former K. Hovnanian model home features over $200,000 in builder and custom upgrades. Ideally located just 2 miles from Target and Costco, near the 417, and next to highly regarded private schools including Trinity Preparatory School, this home offers luxury and convenience in an unbeatable location. The stunning Michelson floorplan features an open-concept design with beautiful wood-look tile flooring, a private office, formal dining room, built-in speakers, and designer finishes throughout. The gourmet kitchen showcases quartz countertops, 42” cabinetry, stainless steel appliances, gas cooktop, oversized island, butler’s pantry with wine fridge, and a custom walk-in pantry. Massive 12-foot triple sliding doors open to a resort-style backyard with a pool, custom fire pit, pergola seating, and pre-wire for a gas grill. The first floor includes a private guest suite with pool access, full bath, mudroom, half bath, and oversized three-car tandem garage with overhead storage. Upstairs features an expansive loft and bonus room, spacious bedrooms with walk-in closets, Jack-and-Jill bath, additional full bath, large laundry room, and a luxurious owner’s retreat with tray ceilings, coffee bar, spa-inspired bath, oversized shower, and enormous walk-in closet. Residents also enjoy a private community dock for kayaking, paddleboarding, or sunset views. Additional highlights include a brand-new A/C and countless high-end finishes. TAX SAVINGS! Buyers who qualify for Florida Homestead may also benefit from a proposed 2026 constitutional amendment that could increase the homestead exemption to $150,000 in 2027 and $250,000 in 2028 on non-school property taxes if approved by voters. Buyers should verify eligibility and potential savings with the Seminole County Property Appraiser. A rare combination of luxury, location, privacy, and potential tax benefits—this meticulously maintained home is a must-see!

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,652

Sqft

0.15 ac

Lot size

3

Garage

2018

Year built

Two

Levels

$287

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Microwave · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Other · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorFire Pit · Irrigation System · Lighting · Private Entrance · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$186/mo
Taxes (2025)$7,277/yr
PetsYes
CommunityDock · Fishing · Water Access · Gated Community - No Guard · Irrigation-Reclaimed Water · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,011 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,665
PMI (est., until 20% equity)$394
Property tax — 2025 actual bill$606
HOA fee — from the listing$186
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $104,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $104,990
Interest rate6.00%
Loan term

Estimated payment

$7,011/mo

Principal & interest$5,665
PMI (est., until 20% equity)$394
Property taxes (actual bill)$606
HOA / condo fee$186
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.0M
$1.0MedgeAI estimate $1,199,623 · range $1.1M–$1.3M$1.4M

vs edgeAI estimate

−12.5%

$/sqft vs Winter Park actives

$287 vs $343

Days on market

138 vs 58 typical

Where $287/sqft sits among the 339 Winter Park actives

144 · this home
65
54
25
23
28
$165–299$299–433$433–566$566–700$700–834$834+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Florence Preserve

Drive times from this address

Downtown Orlando≈ 19 min
Orlando Int’l Airport (MCO)≈ 28 min
Universal Orlando≈ 32 min
Walt Disney World≈ 44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

Lake Florence Preserve — neighborhood snapshot

Population

525

Median age

45

Median income

$76,729

Median home value

$405,300

Avg household

2

Households w/ children

74%

For the school run

Seminole County School District

ElementaryEastbrook Elementary School★★★★★
HighLake Howell High School★★★★★
MiddleTuskawilla Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$470K → $530K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

161 of 339

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 188% above the WINTER PARK 32792 median. See the full Winter Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,049,900 ▼ $149K
May 27, 2026Listed at $1,199,000 · 138 days on market since
2018Built · LAKE FLORENCE PRESERVE

Reality check

What actually sold near 1448 LAKE FLORENCE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2922 REEF KNOT PLACESold · Jun ’26

$1,100,000

2922 REEF KNOT PLACE · same community

4 bd · 3.5 ba · 3,153 sqft · $349/sqft · 328 DOM

1427 LAKE FLORENCE WAYSold · Jun ’26

$635,000

1427 LAKE FLORENCE WAY · same community

3 bd · 2 ba · 2,193 sqft · $290/sqft · 171 DOM

7895 PLEASANT PINE CIRCLESold · Nov ’25

$719,000

7895 PLEASANT PINE CIRCLE

5 bd · 3.5 ba · 3,568 sqft · $202/sqft · 115 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1448 LAKE FLORENCE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1448 LAKE FLORENCE WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1448 LAKE FLORENCE WAY FAQs

What would the monthly payment be for 1448 LAKE FLORENCE WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,011/mo — principal and interest, the actual property-tax bill, the $186/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1448 LAKE FLORENCE WAY?+

The association fee works out to $186 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1448 LAKE FLORENCE WAY?+

The most recent tax bill on record (2025) was $7,277. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1448 LAKE FLORENCE WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Park?+

At $1,049,900, this home is listed about 75% above the Winter Park median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1448 LAKE FLORENCE WAY?+

Eastbrook Elementary School (elementary), Lake Howell High School (high), Tuskawilla Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,049,900 runs 188% above the WINTER PARK 32792 median — but at 3,652 sqft it's also nearly twice the size of the typical Winter Park listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

138 days on market against a Winter Park median of 58 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,199,000, now $1,049,900 — a $149K cut. The full history is in the market section below.

Listing courtesy of RE/MAX 200 REALTY · Abby Nelson. MLS #O6411164.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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