1851 E ELM ROAD, LAKELAND, FL, 33801
Active132 days on marketListed May 31, 2026MLS #O6412362
About this home
1851 E ELM ROAD
Welcome to this charming three-bedroom, two-bathroom home located at 1851 East Elm St. This spacious property is situated minutes from downtown Lakeland, Florida and minutes from US-98 and I-4. This home is in good condition has a total area of 1,708. In addition, the home was remodeled in 2021, ensuring a modern and updated interior for its new owners to enjoy. Don't miss out on the chance to own this well-maintained home. For more information or to schedule a viewing, please don't hesitate to contact us. We look forward to helping you make this house your future home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,676
Sqft
0.26 ac
Lot size
1948
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,253 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,253/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1%
$/sqft vs SHORE ACRES
$167 vs $218
Days on market
132 vs 67 typical
Where $167/sqft sits among the 9 homes for sale in SHORE ACRES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Bonny
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Lake Bonny — neighborhood snapshot
Population
1,049
Median age
40
Median income
$53,563
Median home value
$133,627
Avg household
3
Households w/ children
124
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
5 of 9
SHORE ACRES have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1851 E ELM ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$450,000
803 60TH STREET NW · same community
3 bd · 2 ba · 1,716 sqft · $262/sqft · 45 DOM
Sold · Dec ’25$275,000
239 BURBANK AVENUE · same community
3 bd · 2 ba · 1,612 sqft · $171/sqft · 97 DOM
Sold · Oct ’25$409,000
325 BURLEIGH AVENUE · same community
3 bd · 3 ba · 1,762 sqft · $232/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 1851 E ELM ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1851 E ELM ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1851 E ELM ROAD FAQs
What would the monthly payment be for 1851 E ELM ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,253/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1851 E ELM ROAD?+
The most recent tax bill on record (2025) was $3,847. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $280,000, this home is listed about 16% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1851 E ELM ROAD?+
Philip O'Brien Elementary School (elementary), Lakeland Senior High School (high), Crystal Lake Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JUPITER PROPERTIES, INC · Diane Guerrero. MLS #O6412362.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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