CENTURY 21 Edge
$172,000$179,9992 bd2 ba1,092 sqft$158 /sqft$1,599 /mo all-in ↓

10740 SW 62ND AVENUE ROAD, OCALA, FL, 34476

Active70 days on marketListed Jun 5, 2026MLS #O6412393

Priced 39% below the OCALA 34476 medianReduced $8KSingle Family ResidenceSPRUCE CRK 03

Come see it

Upcoming open house

Sat, Aug 15

12:00 PM – 4:00 PM

Stop by to tour this immaculate 55+ property and grab a bite! Perfect fit for your downsizers or retirees.

About this home

10740 SW 62ND AVENUE ROAD

Virtually Staged. Experience the ultimate 55+ active adult lifestyle in Spruce Creek North! This well-built 2-bedroom, 2-bathroom home offers a phenomenal opportunity to step into a sought-after Ocala neighborhood and customize a space precisely to your taste. Featuring a highly desirable, easy-care layout, the property stands as a solid and well-maintained blank canvas, perfectly suited for anyone looking to add personal cosmetic updates and modern touches over time to match their unique style. The home features an incredibly functional floor plan designed for effortless living. Imagine waking up in your primary suite, prepping breakfast in a bright kitchen, and sliding open the doors to a rare, fully fenced backyard. This outdoor space is a true premium feature for the community, providing a completely private retreat for peaceful morning coffee, outdoor gardening, or letting pets play safely. Indoors, the high traffic area of this home is completely carpet-free, utilizing durable tile and luxury vinyl plank floors offering an excellent foundation for whatever design direction you choose to take. Resort-Style Amenities & Active Community Living Beyond your front door, a modest $121 monthly HOA fee handles trash removal and common grounds maintenance, giving you total freedom to immerse yourself in a vibrant, resort-style community lifestyle. Spruce Creek North offers top-tier amenities right at your fingertips: Sparkling Community Pool: Perfect for daily exercise, cooling off on warm Florida days, or lounging in the sun. Active Social Clubs: Join friendly matches and tournaments with established clubs for Bocce, Shuffleboard, and Horseshoes. Lively Clubhouse: The social hub of the community, hosting regular events, activities, and seasonal gatherings. You can move forward with your personalization plans with complete peace of mind, knowing that a foundational capital improvement has already been completed—the home features a brand-new 2025 roof protecting your investment for decades to come. Prime Location, Dining, & Convenience Location is everything, and this property puts you exactly where you want to be for a fun, active retirement. You are situated just minutes from Ocala’s premier State Road 200 corridor, which is packed with exceptional shopping centers, diverse dining choices, local golf courses, grocery stores, and daily conveniences. For added peace of mind, this prime location also offers seamless, everyday convenience for veterans and peace-of-mind healthcare: Ocala VA Clinic: Located just moments away off State Road 200 on SW 49th Road, this massive, modern facility makes managing veteran benefits and primary care effortless. Premier Medical Care: Enjoy swift, direct access to West Marion Community Hospital and top-tier specialists lining the SR-200 corridor, keeping your health close and your lifestyle worry-free. Whether you are looking for a structurally sound, rightsized personal sanctuary to personalize into your dream retirement home or looking for a high-demand rental asset near major civic and lifestyle hubs, this property delivers incredible intrinsic value. Bring your design vision and enjoy the best of Ocala's most welcoming age-restricted communities. Schedule your private tour today to explore the endless possibilities! Owner will consider financing.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,092

Sqft

0.25 ac

Lot size

1

Garage

1989

Year built

One

Levels

$158

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryIn Garage
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingGarage Door Opener
ExteriorPrivate Yard · Sliding Doors

Community & fees

HOA fee$121/mo
Taxes (2025)$2,757/yr
PetsYes
CommunityClubhouse · Park · Pool

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,599 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,013
FHA mortgage insurance (est.)$76
Property tax — 2025 actual bill$230
HOA fee — from the listing$121
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,020Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,020
Interest rate6.00%
Loan term

Estimated payment

$1,599/mo

Principal & interest$1,013
FHA mortgage insurance (est.)$76
Property taxes (actual bill)$230
HOA / condo fee$121
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $172K
$149KedgeAI estimate $170,655 · range $156K$186K$193K

vs edgeAI estimate

+0.8%

$/sqft vs Ocala actives

$158 vs $185

Days on market

70 vs 54 typical

Where $158/sqft sits among the 400 Ocala actives

184 · this home
146
33
7
9
21
$127–182$182–237$237–291$291–346$346–401$401+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 10740 SW 62ND AVENUE ROAD

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

186 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $172,000 $8K
Jun 5, 2026Listed at $179,999 · 70 days on market since
1989Built · SPRUCE CRK 03

Reality check

What actually sold near 10740 SW 62ND AVENUE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10855 SW 63RD AVENUESold · Nov ’25

$164,000

10855 SW 63RD AVENUE · same community

2 bd · 2 ba · 1,144 sqft · $143/sqft · 63 DOM

10980 SW 62ND AVENUESold · Jun ’26

$165,000

10980 SW 62ND AVENUE · same community

3 bd · 2 ba · 1,526 sqft · $108/sqft · 305 DOM

11270 SW 62ND AVENUE ROADSold · Jun ’26

$150,000

11270 SW 62ND AVENUE ROAD

2 bd · 2 ba · 1,032 sqft · $145/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10740 SW 62ND AVENUE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10740 SW 62ND AVENUE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10740 SW 62ND AVENUE ROAD FAQs

What would the monthly payment be for 10740 SW 62ND AVENUE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,599/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10740 SW 62ND AVENUE ROAD?+

The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10740 SW 62ND AVENUE ROAD?+

The most recent tax bill on record (2025) was $2,757. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10740 SW 62ND AVENUE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $172,000, this home is listed about 42% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10740 SW 62ND AVENUE ROAD?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCALA 34476 market on paper

$172,000 is 39% below the OCALA 34476 median of $284,190, and at $158/sqft it sits under the Ocala average of $206.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $179,999, now $172,000 — a $8K cut. The full history is in the market section below.

Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE LIFESTYLES REALTY · Amber Strassberger. MLS #O6412393.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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