1420 MIRKWOOD COVE, OVIEDO, FL, 32765
Active116 days on marketListed Jun 18, 2026MLS #O6417740
About this home
1420 MIRKWOOD COVE
Virtually Staged. Seller Motivated! Located in the peaceful, highly sought-after rural setting of Black Hammock on just over 2 acres, this beautifully maintained 4-bedroom, plus office, 3-bathroom home and over 2700 sqft, offers exceptional versatility and a thoughtfully designed 3-way split floor plan that provides both privacy and functionality, including a flexible room with elegant French doors ideal for a home office or additional bedroom, as well as a private bedroom suite complete with its own en-suite bath perfect for guests or multi-generational living. The home features NEW 2026 luxury vinyl flooring throughout the main living areas, plush carpet in all bedrooms, tray ceilings, and an extended floor plan with enclosed and expanded living space that enhances everyday comfort, while the primary suite includes an extended walk-in closet designed for added storage and convenience. Major improvements provide peace of mind with a NEW ROOF replaced in 2025, NEW WATER HEATER replaced in 2025, NEWER A/C replaced in 2022, and a water treatment system installed in 2024, all supported by well water and Spectrum internet with up to 1 Gig service available for high-speed connectivity. A detached air-conditioned one-car garage offers a rare and highly functional space large enough to accommodate a vehicle and ideal for hobbies, storage, or a professional workspace. Outdoor living is enhanced by natural surroundings and nearby community trails that bring a peaceful, nature-rich lifestyle, all while maintaining convenience to Oviedo amenities; with flexible office and living spaces, extensive system upgrades, and unique workshop capability, this property delivers the ideal combination of acreage living, modern comfort, and practical functionality in one exceptional offering. Property has an additional artisan well access on the west end of the property great for an ADU, tiny house, etc. Ideally positioned just minutes from SR-417, this hidden gem offers quick connectivity throughout Central Florida while still feeling worlds away, and is only a short drive to vibrant Oviedo on the Park with its events, dining, and entertainment, as well as nearby shops, restaurants, and everyday conveniences, all while being tucked away in what truly feels like Oviedo’s best-kept secret.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,711
Sqft
2.03 ac
Lot size
3
Garage
2002
Year built
One
Levels
$302
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,227 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,227/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.8%
$/sqft vs Oviedo actives
$302 vs $243
Days on market
116 vs 60 typical
Where $302/sqft sits among the 187 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
123 of 187
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1420 MIRKWOOD COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$760,000
1483 MIRKWOOD COVE · same community
4 bd · 2.5 ba · 2,629 sqft · $289/sqft · 76 DOM
Sold · Aug ’26$995,000
1460 VAN ARSDALE STREET · same community
4 bd · 2.5 ba · 3,344 sqft · $298/sqft · 29 DOM
Sold · Oct ’25$1,275,000
2650 HOWARD AVENUE · same community
6 bd · 4.5 ba · 3,413 sqft · $374/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1420 MIRKWOOD COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1420 MIRKWOOD COVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1420 MIRKWOOD COVE FAQs
What would the monthly payment be for 1420 MIRKWOOD COVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,227/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1420 MIRKWOOD COVE?+
The most recent tax bill on record (2025) was $4,053. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oviedo?+
At $819,500, this home is listed about 71% above the Oviedo median of $479,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1420 MIRKWOOD COVE?+
Jackson Heights Middle School (middle), Lawton Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$819,500 runs 91% above the OVIEDO 32765 median — but at 2,711 sqft it's also 43% larger than the typical Oviedo listing.
02Strong assigned schools
Jackson Heights Middle School, Lawton Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $874,000, now $819,500 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jenelle Ferrer. MLS #O6417740.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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