7433 SW 138TH TERRACE, DUNNELLON, FL, 34432
Active34 days on marketListed Jul 7, 2026MLS #O6422697
About this home
7433 SW 138TH TERRACE
Brand-New Home on an Oversized 1.16-Acre Lot in Dunnellon Welcome to this stunning brand-new construction home, perfectly situated on an oversized 1.16-acre lot in one of Dunnellon's growing and desirable areas. Offering the ideal combination of modern design, quality finishes, and generous outdoor space, this property provides the privacy and comfort today's buyers are looking for. Designed with an open-concept floor plan, the home is filled with natural light, creating a bright and inviting atmosphere that seamlessly connects the living room, dining area, and kitchen—perfect for everyday living and entertaining. The home features 4 spacious bedrooms and 2 full bathrooms, including a luxurious primary suite designed as a private retreat. The owner's suite offers a large walk-in closet and a beautifully appointed en-suite bathroom complete with a relaxing soaking tub, creating the perfect place to unwind after a long day. Three additional bedrooms provide ample space and feature built-in closets, making them ideal for family members, guests, or a home office. At the heart of the home, the stylish kitchen showcases solid wood cabinetry, elegant stone countertops, and a full package of modern stainless steel appliances, combining beauty, durability, and functionality for any lifestyle. Additional highlights include a spacious 2-car attached garage, quality craftsmanship throughout, and the rare opportunity to own over an acre of land—offering endless possibilities for outdoor living, recreation, future additions, or simply enjoying extra privacy. Conveniently located at 7433 SW 138th Terrace, Dunnellon, FL 34432, this exceptional property provides easy access to shopping, dining, schools, medical facilities, outdoor recreation, and the natural beauty of Rainbow Springs, while still offering the peace and tranquility of country-style living. Don't miss the opportunity to own this beautiful new home with the space, comfort, and lifestyle you've been searching for.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,799
Sqft
1.16 ac
Lot size
2
Garage
2026
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,691 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,691/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
$/sqft vs Dunnellon actives
$220 vs $183
Days on market
34 vs 39 typical
Where $220/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
166 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 7433 SW 138TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$340,000
7866 SW 128TH TERRACE ROAD · same community
3 bd · 2 ba · 1,936 sqft · $176/sqft · 466 DOM
Sold · Jul ’26$339,900
12891 SW 80TH STREET · same community
3 bd · 2 ba · 1,939 sqft · $175/sqft · 33 DOM
Sold · Jul ’26$560,000
12624 SW 78TH PLACE · same community
4 bd · 3 ba · 2,307 sqft · $243/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 7433 SW 138TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7433 SW 138TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7433 SW 138TH TERRACE FAQs
What would the monthly payment be for 7433 SW 138TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,691/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7433 SW 138TH TERRACE?+
The most recent tax bill on record (2025) was $375. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7433 SW 138TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $394,990, this home is listed about 32% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7433 SW 138TH TERRACE?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Gustavo Chaves Barros de Oliveira. MLS #O6422697.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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